@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@400;500;600;700&family=Hind:wght@400;500;600&display=swap');

:root {
  --color-bg-primary: #1a0a0e;
  --color-bg-secondary: #2d1118;
  --color-bg-tertiary: #3f1722;
  --color-bg-card: #2a0f16;

  --color-text-primary: #ffffff;
  --color-text-secondary: #fecdd3;
  --color-text-muted: #fda4af;

  --color-primary: #fb7185;
  --color-primary-hover: #f43f5e;
  --color-primary-light: #fecdd3;
  --color-secondary: #fda4af;
  --color-secondary-light: #fed7e2;

  --color-success: #4ade80;
  --color-success-light: #86efac;
  --color-warning: #facc15;
  --color-warning-light: #fde047;
  --color-danger: #ef4444;
  --color-danger-light: #f87171;

  --color-border: #3f1722;
  --color-border-light: #2d1118;

  --font-primary: 'Hind', sans-serif;
  --font-heading: 'Montserrat', sans-serif;

  --spacing-xs: 0.25rem;
  --spacing-sm: 0.5rem;
  --spacing-md: 1rem;
  --spacing-lg: 1.5rem;
  --spacing-xl: 2rem;
  --spacing-2xl: 3rem;
  --spacing-3xl: 4rem;

  --radius-xs: 0.25rem;
  --radius-sm: 0.375rem;
  --radius-md: 0.5rem;
  --radius-lg: 0.75rem;
  --radius-xl: 1rem;
  --radius-2xl: 1.5rem;

  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.3);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.4);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.5);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.6);

  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-base: 250ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 350ms cubic-bezier(0.4, 0, 0.2, 1);

  font-size: 16px;
  line-height: 1.5;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  line-height: 1.6;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.2;
  color: var(--color-text-primary);
}

h1 {
  font-size: clamp(2rem, 5vw, 3.5rem);
  margin-bottom: var(--spacing-lg);
}

h2 {
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  margin-bottom: var(--spacing-lg);
}

h3 {
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  margin-bottom: var(--spacing-md);
}

h4 {
  font-size: 1.25rem;
  margin-bottom: var(--spacing-md);
}

h5 {
  font-size: 1.1rem;
  margin-bottom: var(--spacing-sm);
}

h6 {
  font-size: 1rem;
  margin-bottom: var(--spacing-sm);
}

p {
  margin-bottom: var(--spacing-md);
  color: var(--color-text-secondary);
  font-size: 1rem;
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-base);
}

a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

button, .btn {
  font-family: var(--font-primary);
  font-weight: 600;
  border: none;
  cursor: pointer;
  transition: all var(--transition-base);
  border-radius: var(--radius-lg);
  padding: var(--spacing-md) var(--spacing-lg);
  font-size: 1rem;
  display: inline-block;
  text-align: center;
  text-decoration: none;
}

.btn-primary {
  background: var(--color-primary);
  color: var(--color-text-primary);
}

.btn-primary:hover {
  background: var(--color-primary-hover);
  box-shadow: var(--shadow-lg);
}

.btn-secondary {
  background: var(--color-bg-tertiary);
  color: var(--color-text-primary);
  border: 2px solid var(--color-primary);
}

.btn-secondary:hover {
  background: var(--color-primary);
  color: var(--color-text-primary);
}

.btn-ghost {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
}

.btn-ghost:hover {
  background: var(--color-primary);
  color: var(--color-text-primary);
}

.btn:disabled {
  opacity: 0.5;
  cursor: not-allowed;
}

input, textarea, select {
  font-family: var(--font-primary);
  background: var(--color-bg-secondary);
  color: var(--color-text-primary);
  border: 2px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--spacing-md);
  font-size: 1rem;
  transition: all var(--transition-base);
}

input:focus, textarea:focus, select:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(251, 113, 133, 0.1);
}

input::placeholder, textarea::placeholder {
  color: var(--color-text-muted);
}

.container {
  max-width: 1400px;
  width: 100%;
  margin: 0 auto;
  padding: 0 var(--spacing-lg);
}

.card {
  background: var(--color-bg-card);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: var(--spacing-lg);
  transition: all var(--transition-base);
  box-shadow: var(--shadow-sm);
}

.card:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--color-primary);
}

.section {
  padding: var(--spacing-3xl) var(--spacing-lg);
}

.section-dark {
  background: var(--color-bg-secondary);
}

.section-darker {
  background: var(--color-bg-tertiary);
}

.grid {
  display: grid;
  gap: var(--spacing-lg);
}

.grid-2 {
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
}

.grid-3 {
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
}

.grid-4 {
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
}

@media (max-width: 768px) {
  .grid-3, .grid-4 {
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  }

  .container {
    padding: 0 var(--spacing-md);
  }

  .section {
    padding: var(--spacing-2xl) var(--spacing-md);
  }
}

.flex {
  display: flex;
  align-items: center;
}

.flex-between {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.flex-center {
  display: flex;
  justify-content: center;
  align-items: center;
}

.flex-column {
  display: flex;
  flex-direction: column;
}

.gap-xs {
  gap: var(--spacing-xs);
}

.gap-sm {
  gap: var(--spacing-sm);
}

.gap-md {
  gap: var(--spacing-md);
}

.gap-lg {
  gap: var(--spacing-lg);
}

.gap-xl {
  gap: var(--spacing-xl);
}

.text-center {
  text-align: center;
}

.text-right {
  text-align: right;
}

.text-left {
  text-align: left;
}

.text-muted {
  color: var(--color-text-muted);
}

.text-secondary {
  color: var(--color-text-secondary);
}

.text-primary-accent {
  color: var(--color-primary);
}

.font-weight-400 {
  font-weight: 400;
}

.font-weight-500 {
  font-weight: 500;
}

.font-weight-600 {
  font-weight: 600;
}

.font-weight-700 {
  font-weight: 700;
}

.text-sm {
  font-size: 0.875rem;
}

.text-base {
  font-size: 1rem;
}

.text-lg {
  font-size: 1.125rem;
}

.text-xl {
  font-size: 1.25rem;
}

.mt-xs { margin-top: var(--spacing-xs); }
.mt-sm { margin-top: var(--spacing-sm); }
.mt-md { margin-top: var(--spacing-md); }
.mt-lg { margin-top: var(--spacing-lg); }
.mt-xl { margin-top: var(--spacing-xl); }
.mt-2xl { margin-top: var(--spacing-2xl); }

.mb-xs { margin-bottom: var(--spacing-xs); }
.mb-sm { margin-bottom: var(--spacing-sm); }
.mb-md { margin-bottom: var(--spacing-md); }
.mb-lg { margin-bottom: var(--spacing-lg); }
.mb-xl { margin-bottom: var(--spacing-xl); }
.mb-2xl { margin-bottom: var(--spacing-2xl); }

.pt-xs { padding-top: var(--spacing-xs); }
.pt-sm { padding-top: var(--spacing-sm); }
.pt-md { padding-top: var(--spacing-md); }
.pt-lg { padding-top: var(--spacing-lg); }
.pt-xl { padding-top: var(--spacing-xl); }

.pb-xs { padding-bottom: var(--spacing-xs); }
.pb-sm { padding-bottom: var(--spacing-sm); }
.pb-md { padding-bottom: var(--spacing-md); }
.pb-lg { padding-bottom: var(--spacing-lg); }
.pb-xl { padding-bottom: var(--spacing-xl); }

.px-xs { padding-left: var(--spacing-xs); padding-right: var(--spacing-xs); }
.px-sm { padding-left: var(--spacing-sm); padding-right: var(--spacing-sm); }
.px-md { padding-left: var(--spacing-md); padding-right: var(--spacing-md); }
.px-lg { padding-left: var(--spacing-lg); padding-right: var(--spacing-lg); }

.py-xs { padding-top: var(--spacing-xs); padding-bottom: var(--spacing-xs); }
.py-sm { padding-top: var(--spacing-sm); padding-bottom: var(--spacing-sm); }
.py-md { padding-top: var(--spacing-md); padding-bottom: var(--spacing-md); }
.py-lg { padding-top: var(--spacing-lg); padding-bottom: var(--spacing-lg); }

.rounded {
  border-radius: var(--radius-md);
}

.rounded-lg {
  border-radius: var(--radius-lg);
}

.rounded-xl {
  border-radius: var(--radius-xl);
}

.shadow-sm {
  box-shadow: var(--shadow-sm);
}

.shadow-md {
  box-shadow: var(--shadow-md);
}

.shadow-lg {
  box-shadow: var(--shadow-lg);
}

.shadow-xl {
  box-shadow: var(--shadow-xl);
}

.badge {
  display: inline-block;
  padding: var(--spacing-xs) var(--spacing-md);
  border-radius: var(--radius-full);
  font-size: 0.75rem;
  font-weight: 600;
  background: var(--color-bg-tertiary);
  color: var(--color-text-secondary);
}

.badge-primary {
  background: rgba(251, 113, 133, 0.2);
  color: var(--color-primary-light);
}

.badge-success {
  background: rgba(74, 222, 128, 0.2);
  color: var(--color-success-light);
}

.badge-warning {
  background: rgba(250, 204, 21, 0.2);
  color: var(--color-warning-light);
}

.badge-danger {
  background: rgba(239, 68, 68, 0.2);
  color: var(--color-danger-light);
}

.border {
  border: 1px solid var(--color-border);
}

.border-top {
  border-top: 1px solid var(--color-border);
}

.border-bottom {
  border-bottom: 1px solid var(--color-border);
}

.border-primary {
  border: 2px solid var(--color-primary);
}

.opacity-50 {
  opacity: 0.5;
}

.opacity-75 {
  opacity: 0.75;
}

.hidden {
  display: none !important;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border-width: 0;
}

@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}
.header-reserve-vault {
  background: var(--color-bg-primary);
  border-bottom: 1px solid var(--color-border-light);
  position: static;
  top: 0;
  width: 100%;
  z-index: 100;
  overflow: hidden;
}

.header-reserve-vault-container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  gap: clamp(1rem, 2vw, 2rem);
  height: 70px;
}

.header-reserve-vault-brand {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 0.5rem;
  text-decoration: none;
  flex-shrink: 0;
  transition: var(--transition-base);
}

.header-reserve-vault-brand:hover {
  opacity: 0.85;
}

.header-reserve-vault-logo-img {
  width: 40px;
  height: 40px;
  border-radius: 8px;
  object-fit: cover;
  flex-shrink: 0;
}

.header-reserve-vault-logo-text {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-primary);
  white-space: nowrap;
}

.header-reserve-vault-desktop-nav {
  display: none;
  flex-direction: row;
  align-items: center;
  gap: clamp(1rem, 2vw, 2rem);
  flex: 1;
  justify-content: center;
}

.header-reserve-vault-nav-link {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  font-weight: 500;
  color: var(--color-text-primary);
  text-decoration: none;
  transition: var(--transition-base);
  position: relative;
}

.header-reserve-vault-nav-link:hover {
  color: var(--color-primary);
}

.header-reserve-vault-nav-link::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--color-primary);
  transition: width var(--transition-base);
}

.header-reserve-vault-nav-link:hover::after {
  width: 100%;
}

.header-reserve-vault-cta-button {
  display: none;
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  font-weight: 600;
  color: var(--color-bg-primary);
  background: var(--color-primary);
  padding: 0.75rem 1.5rem;
  border-radius: var(--radius-sm);
  text-decoration: none;
  transition: var(--transition-base);
  white-space: nowrap;
  flex-shrink: 0;
}

.header-reserve-vault-cta-button:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.header-reserve-vault-mobile-toggle {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 5px;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  flex-shrink: 0;
  transition: var(--transition-base);
}

.header-reserve-vault-mobile-toggle span {
  width: 24px;
  height: 2px;
  background: var(--color-text-primary);
  border-radius: 2px;
  transition: var(--transition-base);
}

.header-reserve-vault-mobile-toggle:hover span {
  background: var(--color-primary);
}

.header-reserve-vault-mobile-menu {
  position: fixed;
  top: 0;
  right: 0;
  width: 100%;
  height: 100vh;
  background: var(--color-bg-primary);
  padding-top: 70px;
  display: flex;
  flex-direction: column;
  gap: 0;
  opacity: 0;
  visibility: hidden;
  transform: translateX(100%);
  transition: all var(--transition-base);
  z-index: 99;
  overflow-y: auto;
}

.header-reserve-vault-mobile-menu.active {
  opacity: 1;
  visibility: visible;
  transform: translateX(0);
}

.header-reserve-vault-mobile-header {
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: flex-end;
  padding: 1rem 1.5rem;
  border-bottom: 1px solid var(--color-border-light);
}

.header-reserve-vault-mobile-close {
  background: transparent;
  border: none;
  cursor: pointer;
  font-size: 1.5rem;
  color: var(--color-text-primary);
  padding: 0.5rem;
  transition: var(--transition-base);
}

.header-reserve-vault-mobile-close:hover {
  color: var(--color-primary);
}

.header-reserve-vault-mobile-links {
  display: flex;
  flex-direction: column;
  gap: 0;
  padding: 0;
  flex: 1;
}

.header-reserve-vault-mobile-link {
  font-family: var(--font-primary);
  font-size: 1rem;
  font-weight: 500;
  color: var(--color-text-primary);
  text-decoration: none;
  padding: 1.25rem 1.5rem;
  border-bottom: 1px solid var(--color-border-light);
  transition: var(--transition-base);
}

.header-reserve-vault-mobile-link:hover {
  background: var(--color-bg-secondary);
  color: var(--color-primary);
}

.header-reserve-vault-mobile-cta {
  font-family: var(--font-primary);
  font-size: 1rem;
  font-weight: 600;
  color: var(--color-bg-primary);
  background: var(--color-primary);
  padding: 1rem 1.5rem;
  text-decoration: none;
  text-align: center;
  transition: var(--transition-base);
  margin: auto 1.5rem 2rem 1.5rem;
  border-radius: var(--radius-sm);
}

.header-reserve-vault-mobile-cta:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

@media (min-width: 768px) {
  .header-reserve-vault-container {
    height: 80px;
    gap: clamp(1.5rem, 3vw, 2.5rem);
  }

  .header-reserve-vault-logo-text {
    font-size: 1.25rem;
  }

  .header-reserve-vault-desktop-nav {
    display: flex;
  }

  .header-reserve-vault-cta-button {
    display: flex;
    align-items: center;
    justify-content: center;
  }

  .header-reserve-vault-mobile-toggle {
    display: none;
  }

  .header-reserve-vault-mobile-menu {
    display: none;
  }
}

@media (min-width: 1024px) {
  .header-reserve-vault-container {
    height: 85px;
  }

  .header-reserve-vault-nav-link {
    font-size: 1rem;
  }

  .header-reserve-vault-cta-button {
    font-size: 1rem;
    padding: 0.875rem 2rem;
  }
}

    .finance-hub {
  width: 100%;
  background: var(--color-bg-primary);
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

.hero-section_start {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.hero-bg-image_start {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: 1;
}

.hero-bg-overlay_start {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(26, 10, 14, 0.65);
  z-index: 2;
}

.hero-content_start {
  position: relative;
  z-index: 3;
  text-align: center;
  max-width: 700px;
  padding: 0 clamp(1rem, 3vw, 2rem);
  margin: 0 auto;
}

.hero-title_start {
  font-size: clamp(2rem, 6vw + 0.5rem, 4rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-subtitle_start {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(2rem, 3vw, 2.5rem) 0;
  line-height: 1.6;
}

.hero-buttons_start {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.25rem);
  align-items: center;
}

.btn-primary_start {
  padding: clamp(0.75rem, 2vw, 1rem) clamp(1.5rem, 3vw, 2.5rem);
  background: var(--color-primary);
  color: #ffffff;
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  display: inline-block;
  transition: all var(--transition-base);
  text-align: center;
  cursor: pointer;
  border: none;
}

.btn-primary_start:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.btn-secondary_start {
  padding: clamp(0.75rem, 2vw, 1rem) clamp(1.5rem, 3vw, 2.5rem);
  background: transparent;
  color: var(--color-text-secondary);
  text-decoration: none;
  border: 2px solid var(--color-primary);
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  display: inline-block;
  transition: all var(--transition-base);
  text-align: center;
  cursor: pointer;
}

.btn-secondary_start:hover {
  background: var(--color-primary);
  color: #ffffff;
  transform: translateY(-2px);
}

@media (min-width: 768px) {
  .hero-buttons_start {
    flex-direction: row;
    justify-content: center;
  }
}

.about-section_start {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.about-content_start {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
}

.about-text_start {
  flex: 1 1 100%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.about-title_start {
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.about-description_start {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.7;
}

.about-body_start {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.7;
}

.about-link_start {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  display: inline-block;
  width: fit-content;
  transition: all var(--transition-base);
}

.about-link_start:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.about-grid_start {
  flex: 1 1 100%;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(1rem, 2vw, 1.5rem);
  width: 100%;
  max-width: 400px;
}

.about-grid-item_start {
  width: 100%;
  height: auto;
  aspect-ratio: 1;
  object-fit: cover;
  border-radius: var(--radius-lg);
}

.about-grid-placeholder_start {
  width: 100%;
  height: 100%;
  aspect-ratio: 1;
  background: var(--color-bg-tertiary);
  border-radius: var(--radius-lg);
}

@media (min-width: 768px) {
  .about-content_start {
    flex-direction: row;
    align-items: center;
    gap: clamp(2rem, 5vw, 4rem);
  }

  .about-text_start {
    flex: 1 1 45%;
  }

  .about-grid_start {
    flex: 1 1 45%;
    max-width: 100%;
  }
}

.values-section_start {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.values-content_start {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.values-header_start {
  text-align: center;
}

.values-title_start {
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.values-grid_start {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(2rem, 3vw, 2.5rem);
}

.values-item_start {
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
}

.values-number_start {
  font-size: clamp(2.5rem, 6vw, 4rem);
  color: var(--color-primary);
  font-weight: 700;
  line-height: 1;
  margin: 0;
}

.values-name_start {
  font-size: clamp(1.125rem, 2vw + 0.5rem, 1.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
  line-height: 1.3;
}

.values-text_start {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

@media (min-width: 768px) {
  .values-grid_start {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .values-grid_start {
    grid-template-columns: repeat(4, 1fr);
  }
}

.team-section_start {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.team-content_start {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.team-header_start {
  text-align: center;
}

.team-title_start {
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0 0 clamp(0.75rem, 1.5vw, 1rem) 0;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.team-subtitle_start {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

.team-grid_start {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(2rem, 3vw, 2.5rem);
}

.team-card_start {
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-lg);
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
}

.team-photo_start {
  width: 100%;
  aspect-ratio: 1;
  background: var(--color-bg-tertiary);
  border-radius: var(--radius-md);
  margin: 0;
}

.team-name_start {
  font-size: clamp(1.125rem, 2vw + 0.5rem, 1.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
  line-height: 1.3;
}

.team-role_start {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.5;
}

@media (min-width: 768px) {
  .team-grid_start {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .team-grid_start {
    grid-template-columns: repeat(4, 1fr);
  }
}

.stats-section_start {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.stats-content_start {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(2rem, 4vw, 3rem);
}

.stats-item_start {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
}

.stats-number_start {
  font-size: clamp(2.25rem, 5vw + 0.5rem, 3.5rem);
  color: var(--color-primary);
  font-weight: 700;
  line-height: 1;
  margin: 0;
}

.stats-label_start {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

@media (min-width: 768px) {
  .stats-content_start {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .stats-content_start {
    grid-template-columns: repeat(4, 1fr);
  }
}

.featured-section_start {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.featured-content_start {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.featured-header_start {
  text-align: center;
}

.featured-title_start {
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0 0 clamp(0.75rem, 1.5vw, 1rem) 0;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.featured-subtitle_start {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

.featured-cards_start {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.featured-card_start {
  flex: 1 1 300px;
  max-width: 400px;
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: all var(--transition-base);
}

.featured-card_start:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.featured-image_start {
  width: 100%;
  aspect-ratio: 16/9;
  object-fit: cover;
}

.featured-card-body_start {
  padding: clamp(1.25rem, 2vw, 1.75rem);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
  flex: 1;
}

.featured-card-title_start {
  font-size: clamp(1.125rem, 2vw + 0.5rem, 1.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
  line-height: 1.3;
}

.featured-card-text_start {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
  flex: 1;
}

.featured-link_start {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  display: inline-block;
  width: fit-content;
  transition: all var(--transition-base);
  margin-top: clamp(0.5rem, 1vw, 0.75rem);
}

.featured-link_start:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.featured-footer_start {
  text-align: center;
  padding-top: clamp(1rem, 2vw, 1.5rem);
}

.featured-see-all_start {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.125rem);
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 700;
  display: inline-block;
  transition: all var(--transition-base);
  padding: clamp(0.5rem, 1vw, 0.75rem) clamp(1rem, 2vw, 1.5rem);
  border: 2px solid var(--color-primary);
  border-radius: var(--radius-md);
}

.featured-see-all_start:hover {
  background: var(--color-primary);
  color: #ffffff;
}

.cta-section_start {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.cta-content_start {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.cta-title_start {
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.cta-text_start {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.7;
}

.cta-link_start {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.125rem);
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 700;
  display: inline-block;
  width: fit-content;
  transition: all var(--transition-base);
  padding: clamp(0.75rem, 1.5vw, 1rem) clamp(1.5rem, 3vw, 2rem);
  border: 2px solid var(--color-primary);
  border-radius: var(--radius-md);
}

.cta-link_start:hover {
  background: var(--color-primary);
  color: #ffffff;
}

.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 9999;
  padding: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-secondary);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: clamp(1rem, 2vw, 1.5rem);
  border-top: 1px solid var(--color-border);
}

.cookie-banner.hidden {
  display: none;
}

.cookie-banner-text_start {
  color: var(--color-text-secondary);
  margin: 0;
  font-size: clamp(0.8rem, 1vw + 0.5rem, 0.95rem);
  line-height: 1.5;
  flex: 1 1 100%;
}

.cookie-banner-buttons_start {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(0.75rem, 1.5vw, 1rem);
  justify-content: center;
  flex: 1 1 auto;
}

.cookie-btn-accept_start {
  padding: clamp(0.5rem, 1vw, 0.75rem) clamp(1rem, 2vw, 1.5rem);
  background: var(--color-primary);
  color: #ffffff;
  border: none;
  border-radius: var(--radius-md);
  cursor: pointer;
  font-weight: 600;
  font-size: clamp(0.8rem, 1vw + 0.5rem, 0.95rem);
  transition: all var(--transition-base);
}

.cookie-btn-accept_start:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.cookie-btn-decline_start {
  padding: clamp(0.5rem, 1vw, 0.75rem) clamp(1rem, 2vw, 1.5rem);
  background: transparent;
  color: var(--color-text-secondary);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  cursor: pointer;
  font-weight: 600;
  font-size: clamp(0.8rem, 1vw + 0.5rem, 0.95rem);
  transition: all var(--transition-base);
}

.cookie-btn-decline_start:hover {
  border-color: var(--color-text-secondary);
  color: var(--color-text-primary);
}

@media (max-width: 768px) {
  .cookie-banner {
    flex-direction: column;
    align-items: stretch;
  }

  .cookie-banner-text_start {
    flex: 1 1 100%;
    text-align: center;
  }

  .cookie-banner-buttons_start {
    flex: 1 1 100%;
  }

  .cookie-btn-accept_start,
  .cookie-btn-decline_start {
    flex: 1;
  }
}

@media (max-width: 480px) {
  .about-grid_start {
    max-width: 300px;
  }
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

    .footer {
  background: var(--color-bg-secondary);
  color: var(--color-text-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  border-top: 1px solid var(--color-border-light);
  overflow: hidden;
}

.footer .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.footer-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3.5rem);
}

.footer-about {
  max-width: 500px;
}

.footer-about h3 {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 700;
  margin-bottom: clamp(0.75rem, 2vw, 1rem);
  letter-spacing: -0.5px;
}

.footer-about p {
  color: var(--color-text-secondary);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  line-height: 1.65;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-nav h3,
.footer-contact h3,
.footer-legal h3 {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.125rem, 2.5vw, 1.5rem);
  font-weight: 600;
  margin-bottom: clamp(0.75rem, 2vw, 1.25rem);
  letter-spacing: -0.25px;
}

.footer-nav-list,
.footer-legal-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: clamp(0.625rem, 1.5vw, 0.875rem);
}

.footer-nav-list li,
.footer-legal-list li {
  margin: 0;
  padding: 0;
}

.footer-nav a,
.footer-legal a {
  color: var(--color-text-secondary);
  text-decoration: none;
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  transition: color var(--transition-fast);
  display: inline-block;
  padding: 0.25rem 0;
  border-bottom: 1px solid transparent;
}

.footer-nav a:hover,
.footer-legal a:hover {
  color: var(--color-primary);
  border-bottom-color: var(--color-primary);
}

.footer-contact {
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1.5vw, 0.75rem);
}

.footer-contact p {
  color: var(--color-text-secondary);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  line-height: 1.6;
  margin: 0;
  padding: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-copyright {
  padding-top: clamp(1.5rem, 3vw, 2rem);
  border-top: 1px solid var(--color-border-light);
  text-align: center;
}

.footer-copyright p {
  color: var(--color-text-muted);
  font-family: var(--font-primary);
  font-size: clamp(0.8125rem, 0.95vw, 0.95rem);
  margin: 0;
  padding: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (min-width: 768px) {
  .footer-content {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: clamp(2.5rem, 6vw, 4rem);
    align-items: start;
  }

  .footer-copyright {
    grid-column: 1 / -1;
  }
}

@media (min-width: 1024px) {
  .footer-content {
    grid-template-columns: repeat(4, 1fr);
    gap: clamp(2.5rem, 5vw, 3.5rem);
  }

  .footer-about {
    grid-column: 1 / 2;
  }

  .footer-nav {
    grid-column: 2 / 3;
  }

  .footer-contact {
    grid-column: 3 / 4;
  }

  .footer-legal {
    grid-column: 4 / 5;
  }

  .footer-copyright {
    grid-column: 1 / -1;
    text-align: left;
  }
}

@media (max-width: 767px) {
  .footer-nav-list,
  .footer-legal-list {
    flex-direction: row;
    flex-wrap: wrap;
    gap: clamp(1rem, 3vw, 1.5rem);
  }

  .footer-nav-list li::after,
  .footer-legal-list li::after {
    content: "";
  }
}
    

.category-page-emergency-fund-hong-kong {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
}

.hero-section-emergency-fund-hong-kong {
  background: var(--color-bg-primary);
  padding: clamp(4rem, 8vw, 7rem) 0;
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

.hero-content-emergency-fund-hong-kong {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.hero-header-emergency-fund-hong-kong {
  text-align: center;
}

.hero-title-emergency-fund-hong-kong {
  color: var(--color-text-primary);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-subtitle-emergency-fund-hong-kong {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.25rem);
  line-height: 1.6;
  max-width: 900px;
  margin: 0 auto;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-stats-emergency-fund-hong-kong {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
  padding-top: clamp(1rem, 2vw, 2rem);
  border-top: 1px solid var(--color-border);
}

.stat-item-emergency-fund-hong-kong {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  text-align: center;
  flex: 0 1 auto;
  min-width: 120px;
}

.stat-number-emergency-fund-hong-kong {
  color: var(--color-primary);
  font-size: clamp(1.5rem, 3vw, 2.25rem);
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1;
}

.stat-label-emergency-fund-hong-kong {
  color: var(--color-text-muted);
  font-size: clamp(0.75rem, 1vw, 0.95rem);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.pullquote-section-emergency-fund-hong-kong {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 6vw, 5rem) 0;
  overflow: hidden;
}

.pullquote-content-emergency-fund-hong-kong {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: center;
  text-align: center;
  position: relative;
}

.quote-mark-emergency-fund-hong-kong {
  color: var(--color-primary);
  font-size: clamp(3rem, 8vw, 5rem);
  font-family: var(--font-heading);
  line-height: 1;
  opacity: 0.6;
}

.pullquote-text-emergency-fund-hong-kong {
  color: var(--color-text-primary);
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.5rem);
  line-height: 1.7;
  font-style: italic;
  max-width: 750px;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.quote-attribution-emergency-fund-hong-kong {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.5vw, 1.1rem);
  font-weight: 600;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-section-emergency-fund-hong-kong {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.posts-content-emergency-fund-hong-kong {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3.5rem);
}

.posts-header-emergency-fund-hong-kong {
  text-align: center;
}

.posts-title-emergency-fund-hong-kong {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: clamp(0.75rem, 1.5vw, 1.25rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-subtitle-emergency-fund-hong-kong {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.2vw + 0.5rem, 1.1rem);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-grid-emergency-fund-hong-kong {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.card-emergency-fund-hong-kong {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  flex: 1 1 clamp(280px, 90vw, 380px);
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  padding: clamp(1rem, 2vw, 1.5rem);
  border: 1px solid var(--color-border);
  transition: all var(--transition-base);
}

.card-emergency-fund-hong-kong:hover {
  transform: translateY(-4px);
  border-color: var(--color-primary);
  box-shadow: var(--shadow-lg);
}

.card-image-wrapper-emergency-fund-hong-kong {
  width: 100%;
  aspect-ratio: 16 / 9;
  border-radius: var(--radius-md);
  overflow: hidden;
}

.card-emergency-fund-hong-kong img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.card-body-emergency-fund-hong-kong {
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
  flex: 1;
}

.card-title-emergency-fund-hong-kong {
  color: var(--color-text-primary);
  font-size: clamp(1.05rem, 2vw, 1.35rem);
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.4;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-description-emergency-fund-hong-kong {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1rem);
  line-height: 1.6;
  margin: 0;
  flex-grow: 1;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-meta-emergency-fund-hong-kong {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
  padding-top: clamp(0.75rem, 1vw, 1rem);
  border-top: 1px solid var(--color-border);
}

.card-reading-time-emergency-fund-hong-kong,
.card-level-emergency-fund-hong-kong,
.card-date-emergency-fund-hong-kong {
  color: var(--color-text-muted);
  font-size: clamp(0.75rem, 0.9vw, 0.9rem);
  display: flex;
  flex-direction: row;
  gap: 0.5rem;
  align-items: center;
}

.card-reading-time-emergency-fund-hong-kong i,
.card-level-emergency-fund-hong-kong i,
.card-date-emergency-fund-hong-kong i {
  color: var(--color-primary);
  font-size: clamp(0.8rem, 1vw, 1rem);
}

.card-link-emergency-fund-hong-kong {
  color: var(--color-primary);
  font-weight: 700;
  text-decoration: none;
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  transition: all var(--transition-base);
  display: inline-block;
  padding-top: clamp(0.5rem, 1vw, 0.75rem);
}

.card-link-emergency-fund-hong-kong:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.editorial-section-emergency-fund-hong-kong {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.editorial-content-emergency-fund-hong-kong {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.editorial-text-emergency-fund-hong-kong {
  max-width: 900px;
  margin: 0 auto;
}

.editorial-title-emergency-fund-hong-kong {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.25rem);
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.3;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.editorial-body-emergency-fund-hong-kong {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.2vw + 0.5rem, 1.15rem);
  line-height: 1.8;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (min-width: 768px) {
  .hero-section-emergency-fund-hong-kong {
    padding: clamp(5rem, 10vw, 8rem) 0;
  }

  .posts-grid-emergency-fund-hong-kong {
    gap: clamp(2rem, 3vw, 2.5rem);
  }

  .card-emergency-fund-hong-kong {
    flex: 1 1 clamp(320px, 45vw, 400px);
  }

  .editorial-section-emergency-fund-hong-kong {
    padding: clamp(4rem, 10vw, 7rem) 0;
  }
}

@media (min-width: 1024px) {
  .hero-section-emergency-fund-hong-kong {
    padding: clamp(6rem, 12vw, 8rem) 0;
  }

  .hero-stats-emergency-fund-hong-kong {
    gap: clamp(2rem, 4vw, 3rem);
  }

  .stat-item-emergency-fund-hong-kong {
    min-width: 150px;
  }

  .posts-grid-emergency-fund-hong-kong {
    gap: clamp(2rem, 2.5vw, 2.5rem);
  }

  .card-emergency-fund-hong-kong {
    flex: 1 1 clamp(340px, 22vw, 420px);
  }

  .editorial-section-emergency-fund-hong-kong {
    padding: clamp(5rem, 12vw, 8rem) 0;
  }
}

@media (min-width: 1440px) {
  .card-emergency-fund-hong-kong {
    flex: 1 1 380px;
  }
}

* {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.main-octopus-card-budgeting-tips {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.hero-section-octopus-card-budgeting-tips {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 6vw, 4rem) 0;
  overflow: hidden;
}

.breadcrumbs-octopus-card-budgeting-tips {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: clamp(2rem, 4vw, 3rem);
  font-size: clamp(0.75rem, 1vw, 0.95rem);
}

.breadcrumbs-octopus-card-budgeting-tips a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color 0.3s ease;
}

.breadcrumbs-octopus-card-budgeting-tips a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.breadcrumbs-octopus-card-budgeting-tips span {
  color: var(--color-text-muted);
}

.hero-content-octopus-card-budgeting-tips {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.hero-card-octopus-card-budgeting-tips {
  background: var(--color-bg-card);
  padding: clamp(2rem, 5vw, 3rem);
  border-radius: var(--radius-lg);
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
  box-shadow: var(--shadow-md);
}

.hero-text-wrapper-octopus-card-budgeting-tips {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-meta-octopus-card-budgeting-tips {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 1.5rem;
}

.meta-reading-octopus-card-budgeting-tips,
.meta-level-octopus-card-budgeting-tips,
.meta-date-octopus-card-budgeting-tips {
  display: inline-block;
  background: var(--color-primary);
  color: var(--color-bg-primary);
  padding: 0.4rem 0.8rem;
  border-radius: var(--radius-sm);
  font-size: clamp(0.75rem, 0.9vw, 0.85rem);
  font-weight: 600;
}

.hero-title-octopus-card-budgeting-tips {
  font-size: clamp(1.75rem, 5vw + 1rem, 3rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-weight: 700;
  margin-bottom: 1rem;
  line-height: 1.2;
}

.hero-description-octopus-card-budgeting-tips {
  font-size: clamp(0.95rem, 1.2vw, 1.15rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

.hero-image-wrapper-octopus-card-budgeting-tips {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-octopus-card-budgeting-tips {
  width: 100%;
  height: auto;
  max-height: 350px;
  object-fit: cover;
  border-radius: var(--radius-md);
  display: block;
}

@media (max-width: 768px) {
  .hero-card-octopus-card-budgeting-tips {
    flex-direction: column;
    padding: clamp(1.5rem, 4vw, 2rem);
  }

  .hero-text-wrapper-octopus-card-budgeting-tips,
  .hero-image-wrapper-octopus-card-budgeting-tips {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .hero-meta-octopus-card-budgeting-tips {
    gap: 0.75rem;
  }

  .meta-reading-octopus-card-budgeting-tips,
  .meta-level-octopus-card-budgeting-tips,
  .meta-date-octopus-card-budgeting-tips {
    padding: 0.35rem 0.7rem;
    font-size: 0.7rem;
  }
}

.author-section-octopus-card-budgeting-tips {
  background: var(--color-bg-secondary);
  padding: clamp(2rem, 4vw, 3rem) 0;
  overflow: hidden;
}

.author-inline-octopus-card-budgeting-tips {
  display: flex;
  flex-direction: row;
  gap: 1.5rem;
  align-items: flex-start;
}

.author-photo-octopus-card-budgeting-tips {
  width: 80px;
  height: 80px;
  border-radius: var(--radius-full);
  object-fit: cover;
  flex-shrink: 0;
}

.author-info-octopus-card-budgeting-tips {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 0.3rem;
}

.author-label-octopus-card-budgeting-tips {
  font-size: clamp(0.75rem, 0.9vw, 0.85rem);
  color: var(--color-text-muted);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin: 0;
}

.author-name-octopus-card-budgeting-tips {
  font-size: clamp(1.1rem, 1.5vw, 1.3rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-weight: 700;
  margin: 0;
}

.author-name-octopus-card-budgeting-tips a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color 0.3s ease;
}

.author-name-octopus-card-budgeting-tips a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.author-role-octopus-card-budgeting-tips {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  margin: 0;
}

@media (max-width: 768px) {
  .author-photo-octopus-card-budgeting-tips {
    width: 70px;
    height: 70px;
  }
}

.body-section-octopus-card-budgeting-tips {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 6vw, 5rem) 0;
  overflow: hidden;
}

.body-content-octopus-card-budgeting-tips {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: flex-start;
}

.body-main-octopus-card-budgeting-tips {
  flex: 1 1 70%;
  max-width: 70%;
}

.sidebar-octopus-card-budgeting-tips {
  flex: 1 1 30%;
  max-width: 30%;
}

.intro-block-octopus-card-budgeting-tips {
  margin-bottom: clamp(3rem, 5vw, 4rem);
}

.intro-title-octopus-card-budgeting-tips {
  font-size: clamp(1.5rem, 3.5vw, 2.2rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-weight: 700;
  margin-bottom: 1.5rem;
  line-height: 1.3;
}

.intro-text-octopus-card-budgeting-tips {
  font-size: clamp(0.95rem, 1.1vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: 1.5rem;
}

.intro-text-octopus-card-budgeting-tips:last-child {
  margin-bottom: 0;
}

.content-section-one-octopus-card-budgeting-tips,
.content-section-two-octopus-card-budgeting-tips,
.content-section-three-octopus-card-budgeting-tips,
.content-section-four-octopus-card-budgeting-tips {
  margin-bottom: clamp(3rem, 5vw, 4rem);
}

.content-split-octopus-card-budgeting-tips {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
}

.content-text-left-octopus-card-budgeting-tips,
.content-text-right-octopus-card-budgeting-tips {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-image-left-octopus-card-budgeting-tips,
.content-image-right-octopus-card-budgeting-tips {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-title-octopus-card-budgeting-tips {
  font-size: clamp(1.3rem, 2.5vw, 1.9rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-weight: 700;
  margin-bottom: 1.2rem;
  line-height: 1.3;
}

.content-text-octopus-card-budgeting-tips {
  font-size: clamp(0.95rem, 1.1vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: 1.2rem;
}

.content-text-octopus-card-budgeting-tips:last-child {
  margin-bottom: 0;
}

.content-img-octopus-card-budgeting-tips {
  width: 100%;
  height: auto;
  max-height: 350px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

.highlight-box-octopus-card-budgeting-tips,
.tip-box-octopus-card-budgeting-tips {
  background: var(--color-bg-card);
  padding: clamp(1.2rem, 2vw, 1.8rem);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-md);
  margin: 1.5rem 0;
}

.highlight-text-octopus-card-budgeting-tips,
.tip-text-octopus-card-budgeting-tips {
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

.quote-section-octopus-card-budgeting-tips {
  margin: clamp(3rem, 5vw, 4rem) 0;
}

.pullquote-octopus-card-budgeting-tips {
  background: var(--color-bg-card);
  padding: clamp(2rem, 4vw, 3rem);
  border-left: 5px solid var(--color-primary);
  border-radius: var(--radius-md);
  margin: 0;
  font-style: italic;
}

.quote-text-octopus-card-budgeting-tips {
  font-size: clamp(1.1rem, 1.5vw, 1.3rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-weight: 600;
  line-height: 1.6;
  margin: 0 0 1rem 0;
}

.quote-author-octopus-card-budgeting-tips {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-muted);
  font-style: normal;
  display: block;
}

.tools-section-octopus-card-budgeting-tips {
  margin: clamp(3rem, 5vw, 4rem) 0;
}

.tools-title-octopus-card-budgeting-tips {
  font-size: clamp(1.3rem, 2.5vw, 1.9rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-weight: 700;
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  line-height: 1.3;
}

.tools-grid-octopus-card-budgeting-tips {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 2vw, 2rem);
}

.tool-card-octopus-card-budgeting-tips {
  flex: 1 1 calc(50% - 0.75rem);
  min-width: 250px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: var(--radius-md);
  display: flex;
  flex-direction: column;
  gap: 0.8rem;
  border: 1px solid var(--color-border-light);
  transition: all 0.3s ease;
}

.tool-card-octopus-card-budgeting-tips:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-primary);
}

.tool-name-octopus-card-budgeting-tips {
  font-size: clamp(1rem, 1.3vw, 1.15rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-weight: 700;
  margin: 0;
}

.tool-description-octopus-card-budgeting-tips {
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

@media (max-width: 768px) {
  .tool-card-octopus-card-budgeting-tips {
    flex: 1 1 100%;
  }
}

.conclusion-section-octopus-card-budgeting-tips {
  margin: clamp(3rem, 5vw, 4rem) 0 0 0;
}

.conclusion-title-octopus-card-budgeting-tips {
  font-size: clamp(1.3rem, 2.5vw, 1.9rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-weight: 700;
  margin-bottom: 1.2rem;
  line-height: 1.3;
}

.conclusion-text-octopus-card-budgeting-tips {
  font-size: clamp(0.95rem, 1.1vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: 1.2rem;
}

.conclusion-text-octopus-card-budgeting-tips:last-child {
  margin-bottom: 0;
}

.sidebar-related-octopus-card-budgeting-tips {
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: var(--radius-md);
  margin-bottom: clamp(2rem, 3vw, 2.5rem);
  border: 1px solid var(--color-border-light);
}

.sidebar-title-octopus-card-budgeting-tips {
  font-size: clamp(1.1rem, 1.5vw, 1.25rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-weight: 700;
  margin-bottom: 1.5rem;
}

.related-card-octopus-card-budgeting-tips {
  margin-bottom: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.8rem;
}

.related-card-octopus-card-budgeting-tips:last-child {
  margin-bottom: 0;
}

.related-img-octopus-card-budgeting-tips {
  width: 100%;
  height: 160px;
  object-fit: cover;
  border-radius: var(--radius-sm);
  display: block;
}

.related-heading-octopus-card-budgeting-tips {
  font-size: clamp(0.95rem, 1.1vw, 1.1rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-weight: 700;
  margin: 0;
  line-height: 1.4;
}

.related-heading-octopus-card-budgeting-tips a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color 0.3s ease;
}

.related-heading-octopus-card-budgeting-tips a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.related-text-octopus-card-budgeting-tips {
  font-size: clamp(0.85rem, 0.95vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.5;
  margin: 0;
}

.sidebar-disclaimer-octopus-card-budgeting-tips {
  background: var(--color-bg-secondary);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-warning);
}

.disclaimer-title-octopus-card-budgeting-tips {
  font-size: clamp(0.95rem, 1.1vw, 1.1rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-weight: 700;
  margin-bottom: 0.8rem;
}

.disclaimer-text-octopus-card-budgeting-tips {
  font-size: clamp(0.85rem, 0.95vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

@media (max-width: 1024px) {
  .body-content-octopus-card-budgeting-tips {
    flex-direction: column;
  }

  .body-main-octopus-card-budgeting-tips {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .sidebar-octopus-card-budgeting-tips {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

@media (max-width: 768px) {
  .content-split-octopus-card-budgeting-tips {
    flex-direction: column;
  }

  .content-text-left-octopus-card-budgeting-tips,
  .content-text-right-octopus-card-budgeting-tips,
  .content-image-left-octopus-card-budgeting-tips,
  .content-image-right-octopus-card-budgeting-tips {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .intro-title-octopus-card-budgeting-tips,
  .content-title-octopus-card-budgeting-tips,
  .tools-title-octopus-card-budgeting-tips,
  .conclusion-title-octopus-card-budgeting-tips {
    margin-bottom: 1rem;
  }

  .pullquote-octopus-card-budgeting-tips {
    padding: clamp(1.5rem, 3vw, 2rem);
  }

  .quote-text-octopus-card-budgeting-tips {
    font-size: clamp(1rem, 1.3vw, 1.2rem);
  }
}

@media (max-width: 480px) {
  .hero-meta-octopus-card-budgeting-tips {
    flex-direction: column;
    gap: 0.5rem;
  }

  .meta-reading-octopus-card-budgeting-tips,
  .meta-level-octopus-card-budgeting-tips,
  .meta-date-octopus-card-budgeting-tips {
    width: 100%;
    text-align: center;
  }

  .author-inline-octopus-card-budgeting-tips {
    flex-direction: column;
    text-align: center;
    gap: 1rem;
  }

  .author-photo-octopus-card-budgeting-tips {
    margin: 0 auto;
  }

  .sidebar-title-octopus-card-budgeting-tips {
    margin-bottom: 1rem;
  }
}

.main-emergency-fund-starting-guide {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

.breadcrumbs-emergency-fund-starting-guide {
  display: flex;
  flex-direction: row;
  gap: 0.5rem;
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  flex-wrap: wrap;
}

.breadcrumbs-emergency-fund-starting-guide a {
  color: var(--color-text-secondary);
  text-decoration: none;
  font-size: clamp(0.75rem, 1vw, 0.95rem);
  transition: color var(--transition-base);
}

.breadcrumbs-emergency-fund-starting-guide a:hover {
  color: var(--color-primary);
  text-decoration: underline;
}

.breadcrumbs-emergency-fund-starting-guide span {
  color: var(--color-text-muted);
  font-size: clamp(0.75rem, 1vw, 0.95rem);
}

.breadcrumbs-emergency-fund-starting-guide span:last-child {
  color: var(--color-text-primary);
  font-weight: 600;
}

.hero-section-emergency-fund-starting-guide {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 5vw, 3rem) 0;
  overflow: hidden;
}

.hero-card-emergency-fund-starting-guide {
  background: var(--color-bg-card);
  border-radius: var(--radius-xl);
  padding: clamp(2rem, 4vw, 3rem);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.hero-card-content-emergency-fund-starting-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
}

.hero-text-block-emergency-fund-starting-guide {
  flex: 1 1 50%;
  min-width: 0;
}

.hero-image-block-emergency-fund-starting-guide {
  flex: 1 1 50%;
  min-width: 0;
}

.hero-title-emergency-fund-starting-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  font-weight: 700;
  font-family: var(--font-heading);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-lead-emergency-fund-starting-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.2vw + 0.5rem, 1.25rem);
  line-height: 1.6;
  margin: 0 0 clamp(1.5rem, 3vw, 2rem) 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-meta-emergency-fund-starting-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  flex-wrap: wrap;
  margin-top: clamp(1rem, 2vw, 1.5rem);
}

.meta-item-emergency-fund-starting-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  display: flex;
  flex-direction: row;
  gap: 0.5rem;
  align-items: center;
}

.meta-item-emergency-fund-starting-guide i {
  color: var(--color-primary);
  font-size: 1.1em;
}

.hero-image-emergency-fund-starting-guide {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  object-fit: cover;
  display: block;
  max-height: 400px;
}

@media (max-width: 768px) {
  .hero-card-content-emergency-fund-starting-guide {
    flex-direction: column;
  }

  .hero-text-block-emergency-fund-starting-guide,
  .hero-image-block-emergency-fund-starting-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .hero-meta-emergency-fund-starting-guide {
    gap: 1rem;
  }
}

.author-section-emergency-fund-starting-guide {
  background: var(--color-bg-secondary);
  padding: clamp(2rem, 3vw, 2.5rem) 0;
  overflow: hidden;
}

.author-bar-emergency-fund-starting-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  align-items: center;
}

.author-photo-emergency-fund-starting-guide {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  object-fit: cover;
  flex-shrink: 0;
  border: 3px solid var(--color-primary);
}

.author-info-emergency-fund-starting-guide {
  display: flex;
  flex-direction: column;
  gap: 0.3rem;
}

.author-label-emergency-fund-starting-guide {
  color: var(--color-text-muted);
  font-size: clamp(0.7rem, 0.9vw, 0.85rem);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin: 0;
  font-weight: 600;
}

.author-name-emergency-fund-starting-guide {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 1.1vw, 1.2rem);
  margin: 0;
  font-weight: 600;
}

.author-name-emergency-fund-starting-guide a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-base);
}

.author-name-emergency-fund-starting-guide a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.author-role-emergency-fund-starting-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 1rem);
  margin: 0;
}

.content-intro-emergency-fund-starting-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.content-intro-wrapper-emergency-fund-starting-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
}

.intro-text-emergency-fund-starting-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-emergency-fund-starting-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-title-emergency-fund-starting-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  font-family: var(--font-heading);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.25;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.intro-paragraph-emergency-fund-starting-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.7;
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.intro-highlight-emergency-fund-starting-guide {
  background: var(--color-bg-tertiary);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-md);
  margin-top: clamp(1.5rem, 2vw, 2rem);
}

.highlight-text-emergency-fund-starting-guide {
  color: var(--color-text-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  line-height: 1.6;
  margin: 0;
  font-weight: 500;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.intro-image-img-emergency-fund-starting-guide {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  object-fit: cover;
  display: block;
  max-height: 400px;
}

@media (max-width: 768px) {
  .content-intro-wrapper-emergency-fund-starting-guide {
    flex-direction: column;
  }

  .intro-text-emergency-fund-starting-guide,
  .intro-image-emergency-fund-starting-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.content-steps-emergency-fund-starting-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.steps-wrapper-emergency-fund-starting-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: flex-start;
}

.steps-text-emergency-fund-starting-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.steps-image-emergency-fund-starting-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.steps-title-emergency-fund-starting-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  font-family: var(--font-heading);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.25;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.steps-intro-emergency-fund-starting-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.15rem);
  line-height: 1.6;
  margin: 0 0 clamp(2rem, 3vw, 2.5rem) 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.step-item-emergency-fund-starting-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 2vw, 2rem);
  margin-bottom: clamp(2rem, 3vw, 2.5rem);
  align-items: flex-start;
}

.step-number-emergency-fund-starting-guide {
  color: var(--color-primary);
  background: var(--color-bg-tertiary);
  width: 50px;
  height: 50px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: clamp(1.5rem, 2vw, 1.75rem);
  font-weight: 700;
  font-family: var(--font-heading);
  flex-shrink: 0;
}

.step-content-emergency-fund-starting-guide {
  flex: 1;
}

.step-title-emergency-fund-starting-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.1rem, 1.5vw, 1.35rem);
  font-weight: 600;
  font-family: var(--font-heading);
  margin: 0 0 0.75rem 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.step-text-emergency-fund-starting-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.1rem);
  line-height: 1.7;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.steps-image-img-emergency-fund-starting-guide {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  object-fit: cover;
  display: block;
  max-height: 400px;
}

@media (max-width: 768px) {
  .steps-wrapper-emergency-fund-starting-guide {
    flex-direction: column;
  }

  .steps-text-emergency-fund-starting-guide,
  .steps-image-emergency-fund-starting-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .step-item-emergency-fund-starting-guide {
    gap: 1rem;
  }

  .step-number-emergency-fund-starting-guide {
    width: 45px;
    height: 45px;
    font-size: 1.4rem;
  }
}

.content-practical-emergency-fund-starting-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.practical-wrapper-emergency-fund-starting-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
}

.practical-image-emergency-fund-starting-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.practical-text-emergency-fund-starting-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.practical-title-emergency-fund-starting-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  font-family: var(--font-heading);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.25;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.practical-paragraph-emergency-fund-starting-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.7;
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.practical-callout-emergency-fund-starting-guide {
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: var(--radius-lg);
  border: 2px solid var(--color-primary);
  margin-top: clamp(1.5rem, 2vw, 2rem);
}

.callout-title-emergency-fund-starting-guide {
  color: var(--color-primary);
  font-size: clamp(1.05rem, 1.2vw, 1.3rem);
  font-weight: 600;
  font-family: var(--font-heading);
  margin: 0 0 0.75rem 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.callout-text-emergency-fund-starting-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1.05rem);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.practical-image-img-emergency-fund-starting-guide {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  object-fit: cover;
  display: block;
  max-height: 400px;
}

@media (max-width: 768px) {
  .practical-wrapper-emergency-fund-starting-guide {
    flex-direction: column;
  }

  .practical-image-emergency-fund-starting-guide,
  .practical-text-emergency-fund-starting-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.content-obstacles-emergency-fund-starting-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.obstacles-wrapper-emergency-fund-starting-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: flex-start;
}

.obstacles-text-emergency-fund-starting-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.obstacles-image-emergency-fund-starting-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.obstacles-title-emergency-fund-starting-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  font-family: var(--font-heading);
  margin: 0 0 clamp(1.5rem, 2vw, 2rem) 0;
  line-height: 1.25;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.obstacle-block-emergency-fund-starting-guide {
  margin-bottom: clamp(1.5rem, 2vw, 2rem);
}

.obstacle-heading-emergency-fund-starting-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.05rem, 1.3vw, 1.35rem);
  font-weight: 600;
  font-family: var(--font-heading);
  margin: 0 0 0.75rem 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.obstacle-text-emergency-fund-starting-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.1rem);
  line-height: 1.7;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.obstacles-image-img-emergency-fund-starting-guide {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  object-fit: cover;
  display: block;
  max-height: 400px;
}

@media (max-width: 768px) {
  .obstacles-wrapper-emergency-fund-starting-guide {
    flex-direction: column;
  }

  .obstacles-text-emergency-fund-starting-guide,
  .obstacles-image-emergency-fund-starting-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.disclaimer-section-emergency-fund-starting-guide {
  background: var(--color-bg-tertiary);
  padding: clamp(2rem, 3vw, 2.5rem) 0;
  overflow: hidden;
  margin: clamp(2rem, 4vw, 3rem) 0 0 0;
}

.disclaimer-content-emergency-fund-starting-guide {
  border-left: 4px solid var(--color-warning);
  padding-left: clamp(1.5rem, 2vw, 2rem);
}

.disclaimer-title-emergency-fund-starting-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.05rem, 1.2vw, 1.3rem);
  font-weight: 600;
  font-family: var(--font-heading);
  margin: 0 0 0.75rem 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.disclaimer-text-emergency-fund-starting-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1.05rem);
  line-height: 1.7;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.conclusion-section-emergency-fund-starting-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.conclusion-content-emergency-fund-starting-guide {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.conclusion-title-emergency-fund-starting-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  font-family: var(--font-heading);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.25;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.conclusion-text-emergency-fund-starting-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.7;
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.conclusion-cta-emergency-fund-starting-guide {
  margin-top: clamp(2rem, 3vw, 2.5rem);
}

.cta-link-emergency-fund-starting-guide {
  display: inline-block;
  background: var(--color-primary);
  color: #ffffff;
  padding: clamp(0.85rem, 1vw, 1rem) clamp(1.75rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  text-decoration: none;
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  font-weight: 600;
  transition: all var(--transition-base);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.cta-link-emergency-fund-starting-guide:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.related-section-emergency-fund-starting-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.related-content-emergency-fund-starting-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 2.5rem);
}

.related-title-emergency-fund-starting-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  font-family: var(--font-heading);
  margin: 0;
  text-align: center;
  line-height: 1.25;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.related-cards-emergency-fund-starting-guide {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.related-card-emergency-fund-starting-guide {
  flex: 1 1 calc(33.333% - clamp(1rem, 2vw, 1.5rem));
  min-width: 250px;
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  gap: 0;
  transition: all var(--transition-base);
  box-shadow: var(--shadow-md);
}

.related-card-emergency-fund-starting-guide:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-xl);
}

.related-card-image-emergency-fund-starting-guide {
  width: 100%;
  height: auto;
  max-height: 200px;
  overflow: hidden;
}

.related-card-img-emergency-fund-starting-guide {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform var(--transition-base);
}

.related-card-emergency-fund-starting-guide:hover .related-card-img-emergency-fund-starting-guide {
  transform: scale(1.05);
}

.related-card-text-emergency-fund-starting-guide {
  padding: clamp(1.25rem, 2vw, 1.75rem);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1vw, 1rem);
}

.related-card-title-emergency-fund-starting-guide {
  color: var(--color-text-primary);
  font-size: clamp(0.95rem, 1.1vw, 1.2rem);
  font-weight: 600;
  font-family: var(--font-heading);
  margin: 0;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.related-card-desc-emergency-fund-starting-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.8rem, 0.9vw + 0.3rem, 0.95rem);
  line-height: 1.5;
  margin: 0;
  flex-grow: 1;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.related-card-link-emergency-fund-starting-guide {
  color: var(--color-primary);
  text-decoration: none;
  font-size: clamp(0.8rem, 0.9vw, 0.95rem);
  font-weight: 600;
  transition: color var(--transition-base);
  align-self: flex-start;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.related-card-link-emergency-fund-starting-guide:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

@media (max-width: 1023px) {
  .related-card-emergency-fund-starting-guide {
    flex: 1 1 calc(50% - clamp(0.75rem, 1.5vw, 1rem));
    min-width: 220px;
  }
}

@media (max-width: 640px) {
  .related-card-emergency-fund-starting-guide {
    flex: 1 1 100%;
    min-width: unset;
  }
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  line-height: 1.6;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

a {
  color: var(--color-accent);
  text-decoration: none;
  transition: var(--transition-base);
}

a:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 600;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin-bottom: 1rem;
}

blockquote {
  margin: 0;
  padding: 0;
}

.main-hong-kong-bank-account-comparison {
  overflow: hidden;
}

.hero-section-hong-kong-bank-account-comparison {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 6vw, 4rem) 0;
  overflow: hidden;
}

.breadcrumbs-hong-kong-bank-account-comparison {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: var(--spacing-xs);
  margin-bottom: var(--spacing-lg);
  font-size: clamp(0.75rem, 1vw + 0.5rem, 0.95rem);
  color: var(--color-text-secondary);
}

.breadcrumbs-hong-kong-bank-account-comparison a {
  color: var(--color-accent);
}

.breadcrumbs-hong-kong-bank-account-comparison span {
  color: var(--color-text-muted);
}

.hero-card-wrapper-hong-kong-bank-account-comparison {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-lg);
}

.hero-card-content-hong-kong-bank-account-comparison {
  background: var(--color-bg-card);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-xl);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  box-shadow: var(--shadow-lg);
}

.hero-text-block-hong-kong-bank-account-comparison {
  padding: clamp(2rem, 4vw, 3.5rem);
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
}

.hero-meta-label-hong-kong-bank-account-comparison {
  display: inline-block;
  background: var(--color-accent);
  color: var(--color-bg-primary);
  padding: 0.4rem 0.8rem;
  border-radius: var(--radius-sm);
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  width: fit-content;
}

.hero-title-hong-kong-bank-account-comparison {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  line-height: 1.2;
}

.hero-lead-hong-kong-bank-account-comparison {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.15rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  max-width: 90%;
}

.hero-metadata-hong-kong-bank-account-comparison {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: var(--spacing-lg);
  padding-top: var(--spacing-md);
  border-top: 1px solid var(--color-border-light);
}

.meta-item-hong-kong-bank-account-comparison {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.9rem;
  color: var(--color-text-secondary);
}

.meta-item-hong-kong-bank-account-comparison i {
  color: var(--color-accent);
  font-size: 1rem;
}

.hero-image-block-hong-kong-bank-account-comparison {
  width: 100%;
  overflow: hidden;
  background: var(--color-bg-secondary);
}

.hero-image-hong-kong-bank-account-comparison {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  display: block;
}

@media (min-width: 768px) {
  .hero-card-content-hong-kong-bank-account-comparison {
    flex-direction: row;
    align-items: stretch;
  }
  
  .hero-text-block-hong-kong-bank-account-comparison {
    flex: 1 1 50%;
  }
  
  .hero-image-block-hong-kong-bank-account-comparison {
    flex: 1 1 50%;
    max-height: none;
    min-height: 400px;
  }
  
  .hero-image-hong-kong-bank-account-comparison {
    max-height: 100%;
    height: 100%;
  }
}

.author-inline-section-hong-kong-bank-account-comparison {
  background: var(--color-bg-secondary);
  padding: var(--spacing-lg) 0;
  overflow: hidden;
  border-bottom: 1px solid var(--color-border-light);
}

.author-inline-block-hong-kong-bank-account-comparison {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: var(--spacing-md);
}

.author-photo-hong-kong-bank-account-comparison {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  object-fit: cover;
  flex-shrink: 0;
  border: 2px solid var(--color-border);
}

.author-info-hong-kong-bank-account-comparison {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.author-label-hong-kong-bank-account-comparison {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-text-muted);
  margin: 0;
}

.author-name-hong-kong-bank-account-comparison {
  font-family: var(--font-heading);
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  font-weight: 600;
  color: var(--color-text-primary);
  margin: 0;
}

.author-name-hong-kong-bank-account-comparison a {
  color: var(--color-text-primary);
}

.author-name-hong-kong-bank-account-comparison a:hover {
  color: var(--color-accent);
}

.author-role-hong-kong-bank-account-comparison {
  font-size: 0.9rem;
  color: var(--color-text-secondary);
  margin: 0;
}

.article-body-section-hong-kong-bank-account-comparison {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.article-wrapper-hong-kong-bank-account-comparison {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: flex-start;
}

.article-main-hong-kong-bank-account-comparison {
  flex: 1 1 65%;
  min-width: 0;
}

.article-content-hong-kong-bank-account-comparison {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 4rem);
}

.content-block-hong-kong-bank-account-comparison {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
}

.section-title-hong-kong-bank-account-comparison {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  line-height: 1.3;
}

.body-text-hong-kong-bank-account-comparison {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.highlight-box-hong-kong-bank-account-comparison {
  background: var(--color-bg-card);
  border-left: 4px solid var(--color-accent);
  padding: var(--spacing-md) var(--spacing-lg);
  border-radius: var(--radius-md);
  margin: var(--spacing-md) 0;
}

.highlight-text-hong-kong-bank-account-comparison {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.05rem);
  line-height: 1.7;
  margin: 0;
}

.comparison-grid-hong-kong-bank-account-comparison {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: var(--spacing-lg);
  margin: var(--spacing-lg) 0;
}

.comparison-card-hong-kong-bank-account-comparison {
  flex: 1 1 calc(33.333% - var(--spacing-lg));
  min-width: 200px;
  background: var(--color-bg-card);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  padding: var(--spacing-lg);
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.comparison-title-hong-kong-bank-account-comparison {
  font-size: 1.15rem;
  color: var(--color-text-primary);
  font-weight: 600;
}

.comparison-text-hong-kong-bank-account-comparison {
  font-size: 0.95rem;
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.content-image-hong-kong-bank-account-comparison {
  width: 100%;
  height: auto;
  max-height: 400px;
  border-radius: var(--radius-lg);
  object-fit: cover;
  display: block;
  margin: var(--spacing-md) 0;
}

.pullquote-container-hong-kong-bank-account-comparison {
  margin: clamp(2rem, 4vw, 3rem) 0;
  padding: clamp(2rem, 4vw, 3rem);
  background: var(--color-bg-secondary);
  border-left: 5px solid var(--color-accent);
  border-radius: var(--radius-md);
}

.pullquote-hong-kong-bank-account-comparison {
  margin: 0;
  padding: 0;
}

.quote-text-hong-kong-bank-account-comparison {
  font-size: clamp(1.15rem, 2vw + 0.5rem, 1.5rem);
  color: var(--color-text-primary);
  font-weight: 500;
  line-height: 1.6;
  font-style: italic;
  margin: 0;
}

.tips-list-hong-kong-bank-account-comparison {
  margin: var(--spacing-lg) 0;
}

.tips-heading-hong-kong-bank-account-comparison {
  font-size: 1.15rem;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
}

.tips-ul-hong-kong-bank-account-comparison {
  list-style: none;
  padding: 0;
  margin: 0;
}

.tips-li-hong-kong-bank-account-comparison {
  padding: 0.75rem 0 0.75rem 2rem;
  color: var(--color-text-secondary);
  font-size: 0.95rem;
  line-height: 1.7;
  position: relative;
}

.tips-li-hong-kong-bank-account-comparison::before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-accent);
  font-weight: 600;
}

.disclaimer-section-hong-kong-bank-account-comparison {
  background: var(--color-bg-card);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  padding: var(--spacing-lg);
  margin: clamp(2rem, 4vw, 3rem) 0;
}

.disclaimer-title-hong-kong-bank-account-comparison {
  font-size: 1.15rem;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
}

.disclaimer-text-hong-kong-bank-account-comparison {
  font-size: 0.9rem;
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
}

.sidebar-hong-kong-bank-account-comparison {
  flex: 1 1 35%;
  min-width: 0;
}

.related-posts-sidebar-hong-kong-bank-account-comparison {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-lg);
  position: sticky;
  top: 2rem;
}

.sidebar-title-hong-kong-bank-account-comparison {
  font-size: clamp(1.15rem, 2vw + 0.5rem, 1.5rem);
  color: var(--color-text-primary);
  margin: 0;
  padding-bottom: var(--spacing-md);
  border-bottom: 2px solid var(--color-accent);
}

.related-card-hong-kong-bank-account-comparison {
  background: var(--color-bg-card);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: var(--transition-base);
  display: flex;
  flex-direction: column;
  gap: 0;
}

.related-card-hong-kong-bank-account-comparison:hover {
  border-color: var(--color-accent);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.related-image-hong-kong-bank-account-comparison {
  width: 100%;
  height: 180px;
  object-fit: cover;
  display: block;
}

.related-content-hong-kong-bank-account-comparison {
  padding: var(--spacing-md);
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.related-title-hong-kong-bank-account-comparison {
  font-size: 1rem;
  color: var(--color-text-primary);
  margin: 0;
  font-weight: 600;
  line-height: 1.4;
}

.related-card-hong-kong-bank-account-comparison:hover .related-title-hong-kong-bank-account-comparison {
  color: var(--color-accent);
}

.related-desc-hong-kong-bank-account-comparison {
  font-size: 0.85rem;
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

@media (max-width: 1023px) {
  .article-wrapper-hong-kong-bank-account-comparison {
    flex-direction: column;
  }
  
  .article-main-hong-kong-bank-account-comparison {
    flex: 1 1 100%;
  }
  
  .sidebar-hong-kong-bank-account-comparison {
    flex: 1 1 100%;
  }
  
  .related-posts-sidebar-hong-kong-bank-account-comparison {
    position: static;
  }
  
  .related-card-hong-kong-bank-account-comparison {
    flex-direction: row;
  }
  
  .related-image-hong-kong-bank-account-comparison {
    width: 120px;
    height: 120px;
    flex-shrink: 0;
  }
  
  .comparison-card-hong-kong-bank-account-comparison {
    flex: 1 1 calc(50% - var(--spacing-lg));
    min-width: 150px;
  }
}

@media (max-width: 767px) {
  .article-wrapper-hong-kong-bank-account-comparison {
    gap: var(--spacing-lg);
  }
  
  .comparison-grid-hong-kong-bank-account-comparison {
    flex-direction: column;
  }
  
  .comparison-card-hong-kong-bank-account-comparison {
    flex: 1 1 100%;
  }
  
  .related-card-hong-kong-bank-account-comparison {
    flex-direction: column;
  }
  
  .related-image-hong-kong-bank-account-comparison {
    width: 100%;
    height: 180px;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  line-height: 1.6;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.main-family-financial-planning-guide {
  width: 100%;
  overflow: hidden;
}

h1, h2, h3, h4, h5, h6 {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

a {
  color: var(--color-accent);
  text-decoration: none;
  transition: all 0.3s ease;
}

a:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

.hero-section-family-financial-planning-guide {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 5vw, 4rem) 0;
  overflow: hidden;
}

.hero-content-family-financial-planning-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.breadcrumbs-family-financial-planning-guide {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 0.5rem;
  font-size: clamp(0.75rem, 1vw, 0.95rem);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  flex-wrap: wrap;
}

.breadcrumbs-family-financial-planning-guide a {
  color: var(--color-text-secondary);
  text-decoration: none;
}

.breadcrumbs-family-financial-planning-guide a:hover {
  color: var(--color-accent);
}

.breadcrumbs-family-financial-planning-guide span {
  color: var(--color-text-muted);
}

.hero-card-family-financial-planning-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 4vw, 3rem);
  align-items: center;
  background: linear-gradient(135deg, rgba(45, 17, 24, 0.8), rgba(63, 23, 34, 0.8));
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--color-border);
}

.hero-text-wrapper-family-financial-planning-guide {
  flex: 1 1 50%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.hero-title-family-financial-planning-guide {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  font-weight: 700;
  line-height: 1.2;
}

.hero-subtitle-family-financial-planning-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.25rem);
  line-height: 1.5;
}

.hero-meta-family-financial-planning-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  flex-wrap: wrap;
}

.meta-item-family-financial-planning-guide {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 0.5rem;
  color: var(--color-text-muted);
  font-size: clamp(0.8rem, 1vw, 0.95rem);
}

.meta-item-family-financial-planning-guide i {
  color: var(--color-accent);
}

.hero-image-wrapper-family-financial-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-family-financial-planning-guide {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

.author-section-family-financial-planning-guide {
  background: var(--color-bg-secondary);
  padding: clamp(1.5rem, 3vw, 2.5rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
}

.author-inline-family-financial-planning-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  align-items: center;
}

.author-photo-family-financial-planning-guide {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--color-accent);
  flex-shrink: 0;
}

.author-info-family-financial-planning-guide {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.author-label-family-financial-planning-guide {
  color: var(--color-text-muted);
  font-size: clamp(0.75rem, 1vw, 0.85rem);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.author-name-family-financial-planning-guide {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  font-weight: 700;
  margin: 0;
}

.author-name-family-financial-planning-guide a {
  color: var(--color-text-primary);
}

.author-name-family-financial-planning-guide a:hover {
  color: var(--color-accent);
}

.author-role-family-financial-planning-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  margin: 0;
}

.intro-section-family-financial-planning-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.intro-content-family-financial-planning-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3.5rem);
  align-items: center;
}

.intro-text-family-financial-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.intro-title-family-financial-planning-guide {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  line-height: 1.2;
}

.intro-paragraph-family-financial-planning-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.7;
}

.intro-image-family-financial-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-img-family-financial-planning-guide {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

.benefits-section-family-financial-planning-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.benefits-content-family-financial-planning-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3.5rem);
  align-items: center;
}

.benefits-text-family-financial-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.benefits-title-family-financial-planning-guide {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  line-height: 1.2;
}

.benefits-intro-family-financial-planning-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.7;
}

.benefits-list-family-financial-planning-guide {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
}

.benefits-item-family-financial-planning-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.6;
  padding-left: 1.5rem;
  position: relative;
}

.benefits-item-family-financial-planning-guide::before {
  content: '';
  position: absolute;
  left: 0;
  color: var(--color-accent);
  font-weight: bold;
}

.benefits-item-family-financial-planning-guide strong {
  color: var(--color-text-primary);
}

.benefits-image-family-financial-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.benefits-image-img-family-financial-planning-guide {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

.steps-section-family-financial-planning-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.steps-content-family-financial-planning-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 2.5rem);
}

.steps-header-family-financial-planning-guide {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
}

.steps-title-family-financial-planning-guide {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  line-height: 1.2;
}

.steps-subtitle-family-financial-planning-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.6;
  max-width: 600px;
  margin: 0 auto;
}

.steps-grid-family-financial-planning-guide {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.step-card-family-financial-planning-guide {
  flex: 1 1 calc(33.333% - clamp(1rem, 2vw, 1.5rem));
  min-width: 250px;
  max-width: 350px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
  transition: all 0.3s ease;
}

.step-card-family-financial-planning-guide:hover {
  transform: translateY(-4px);
  border-color: var(--color-accent);
  background: linear-gradient(135deg, rgba(45, 17, 24, 0.6), rgba(63, 23, 34, 0.6));
}

.step-number-family-financial-planning-guide {
  color: var(--color-accent);
  font-family: var(--font-heading);
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  line-height: 1;
}

.step-title-family-financial-planning-guide {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.1rem, 1.5vw, 1.35rem);
  font-weight: 700;
  margin: 0;
}

.step-text-family-financial-planning-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.05rem);
  line-height: 1.6;
  margin: 0;
}

.goals-section-family-financial-planning-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.goals-content-family-financial-planning-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3.5rem);
  align-items: center;
}

.goals-image-family-financial-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.goals-image-img-family-financial-planning-guide {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

.goals-text-family-financial-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.goals-title-family-financial-planning-guide {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  line-height: 1.2;
}

.goals-paragraph-family-financial-planning-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.7;
  margin: 0;
}

.goal-example-family-financial-planning-guide {
  background: var(--color-bg-card);
  padding: clamp(1rem, 1.5vw, 1.5rem);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-accent);
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.goal-example-title-family-financial-planning-guide {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(0.9rem, 1.2vw, 1.1rem);
  font-weight: 700;
  margin: 0;
}

.goal-example-text-family-financial-planning-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 1rem);
  line-height: 1.6;
  margin: 0;
}

.disclaimer-section-family-financial-planning-guide {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 4vw, 3rem) 0;
  overflow: hidden;
  border-top: 2px solid var(--color-accent);
}

.disclaimer-content-family-financial-planning-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  align-items: flex-start;
  background: linear-gradient(135deg, rgba(63, 23, 34, 0.4), rgba(45, 17, 24, 0.4));
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
}

.disclaimer-icon-family-financial-planning-guide {
  flex-shrink: 0;
  color: var(--color-accent);
  font-size: clamp(1.5rem, 2vw, 2rem);
}

.disclaimer-text-family-financial-planning-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
}

.disclaimer-title-family-financial-planning-guide {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.1rem, 1.5vw, 1.35rem);
  font-weight: 700;
  margin: 0;
}

.disclaimer-body-family-financial-planning-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.05rem);
  line-height: 1.6;
  margin: 0;
}

.conclusion-section-family-financial-planning-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.conclusion-content-family-financial-planning-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(1.25rem, 2vw, 1.75rem);
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.conclusion-title-family-financial-planning-guide {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  font-weight: 700;
  line-height: 1.2;
}

.conclusion-text-family-financial-planning-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.7;
}

.related-section-family-financial-planning-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.related-content-family-financial-planning-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 2.5rem);
}

.related-title-family-financial-planning-guide {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  font-weight: 700;
  text-align: center;
}

.related-grid-family-financial-planning-guide {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.related-card-family-financial-planning-guide {
  flex: 1 1 calc(33.333% - clamp(1rem, 2vw, 1.5rem));
  min-width: 280px;
  max-width: 360px;
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  transition: all 0.3s ease;
}

.related-card-family-financial-planning-guide:hover {
  transform: translateY(-6px);
  border-color: var(--color-accent);
}

.related-image-family-financial-planning-guide {
  width: 100%;
  height: auto;
  max-height: 200px;
  overflow: hidden;
}

.related-card-img-family-financial-planning-guide {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.3s ease;
}

.related-card-family-financial-planning-guide:hover .related-card-img-family-financial-planning-guide {
  transform: scale(1.05);
}

.related-card-content-family-financial-planning-guide {
  padding: clamp(1.25rem, 2vw, 1.75rem);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
}

.related-card-title-family-financial-planning-guide {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  font-weight: 700;
  line-height: 1.3;
  margin: 0;
}

.related-card-link-family-financial-planning-guide {
  color: var(--color-text-primary);
  text-decoration: none;
  transition: color 0.3s ease;
}

.related-card-link-family-financial-planning-guide:hover {
  color: var(--color-accent);
}

.related-card-description-family-financial-planning-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.8rem, 0.95vw, 1rem);
  line-height: 1.5;
  margin: 0;
}

@media (max-width: 768px) {
  .hero-card-family-financial-planning-guide {
    flex-direction: column;
  }

  .hero-text-wrapper-family-financial-planning-guide,
  .hero-image-wrapper-family-financial-planning-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .intro-content-family-financial-planning-guide,
  .benefits-content-family-financial-planning-guide,
  .goals-content-family-financial-planning-guide {
    flex-direction: column;
  }

  .intro-text-family-financial-planning-guide,
  .intro-image-family-financial-planning-guide,
  .benefits-text-family-financial-planning-guide,
  .benefits-image-family-financial-planning-guide,
  .goals-text-family-financial-planning-guide,
  .goals-image-family-financial-planning-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .step-card-family-financial-planning-guide {
    flex: 1 1 100%;
    min-width: auto;
    max-width: none;
  }

  .related-card-family-financial-planning-guide {
    flex: 1 1 100%;
    min-width: auto;
    max-width: none;
  }

  .author-inline-family-financial-planning-guide {
    flex-direction: column;
    text-align: center;
  }

  .author-photo-family-financial-planning-guide {
    width: 100px;
    height: 100px;
  }

  .disclaimer-content-family-financial-planning-guide {
    flex-direction: column;
  }

  .disclaimer-icon-family-financial-planning-guide {
    text-align: center;
    width: 100%;
  }

  .disclaimer-text-family-financial-planning-guide {
    width: 100%;
  }
}

@media (max-width: 480px) {
  .hero-meta-family-financial-planning-guide {
    flex-direction: column;
    gap: 0.5rem;
  }

  .breadcrumbs-family-financial-planning-guide {
    font-size: 0.75rem;
  }

  .steps-grid-family-financial-planning-guide {
    flex-direction: column;
  }

  .step-card-family-financial-planning-guide {
    flex: 1 1 100%;
    min-width: auto;
  }

  .related-grid-family-financial-planning-guide {
    flex-direction: column;
  }

  .related-card-family-financial-planning-guide {
    flex: 1 1 100%;
    min-width: auto;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

.financial-foundation-about {
  background: var(--color-bg-primary);
  width: 100%;
}

.hero-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
  align-items: center;
}

.hero-header-about {
  text-align: center;
  max-width: 800px;
}

.hero-tag-about {
  display: inline-block;
  font-size: clamp(0.75rem, 1vw, 0.9rem);
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 1rem;
  font-weight: 600;
}

.hero-title-about {
  font-size: clamp(2rem, 6vw, 3.5rem);
  font-family: var(--font-heading);
  color: var(--color-text-primary);
  margin-bottom: 1.5rem;
  font-weight: 700;
}

.hero-subtitle-about {
  font-size: clamp(0.95rem, 2vw, 1.2rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.hero-visual-about {
  width: 100%;
  max-width: 900px;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  object-fit: cover;
  aspect-ratio: 16/9;
}

.mission-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.mission-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
}

.mission-header-about {
  text-align: center;
  max-width: 750px;
  margin: 0 auto;
}

.mission-label-about {
  display: inline-block;
  font-size: clamp(0.75rem, 1vw, 0.9rem);
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.mission-title-about {
  font-size: clamp(1.5rem, 4vw, 2.75rem);
  font-family: var(--font-heading);
  color: var(--color-text-primary);
  margin-bottom: 1.5rem;
  font-weight: 700;
}

.mission-intro-about {
  font-size: clamp(0.9rem, 1.5vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: 2rem;
}

.mission-blocks-about {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  max-width: 900px;
  margin: 0 auto;
}

.mission-block-about {
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 4vw, 2.5rem);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-primary);
}

.mission-block-title-about {
  font-size: clamp(1.1rem, 2.5vw, 1.4rem);
  color: var(--color-text-primary);
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.mission-block-text-about {
  font-size: clamp(0.875rem, 1.5vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.approach-section-about {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.approach-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 3.5rem);
}

.approach-header-about {
  text-align: center;
  max-width: 800px;
  margin: 0 auto;
}

.approach-label-about {
  display: inline-block;
  font-size: clamp(0.75rem, 1vw, 0.9rem);
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.approach-title-about {
  font-size: clamp(1.5rem, 4vw, 2.75rem);
  font-family: var(--font-heading);
  color: var(--color-text-primary);
  margin-bottom: 1rem;
  font-weight: 700;
}

.approach-subtitle-about {
  font-size: clamp(0.9rem, 1.5vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.approach-grid-about {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
  max-width: 1100px;
  margin: 0 auto;
}

.approach-card-about {
  flex: 1 1 calc(50% - 1rem);
  min-width: 280px;
  background: var(--color-bg-secondary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  transition: all var(--transition-base) ease;
}

.approach-card-about:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.approach-card-icon-about {
  font-size: 2.5rem;
  color: var(--color-primary);
  margin-bottom: 1rem;
}

.approach-card-title-about {
  font-size: clamp(1rem, 2vw, 1.3rem);
  color: var(--color-text-primary);
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.approach-card-text-about {
  font-size: clamp(0.85rem, 1.5vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.values-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.values-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3.5rem);
}

.values-header-about {
  text-align: center;
  max-width: 750px;
  margin: 0 auto;
}

.values-label-about {
  display: inline-block;
  font-size: clamp(0.75rem, 1vw, 0.9rem);
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.values-title-about {
  font-size: clamp(1.5rem, 4vw, 2.75rem);
  font-family: var(--font-heading);
  color: var(--color-text-primary);
  margin-bottom: 1rem;
  font-weight: 700;
}

.values-intro-about {
  font-size: clamp(0.9rem, 1.5vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.values-list-about {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
  max-width: 900px;
  margin: 0 auto;
}

.values-item-about {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  align-items: flex-start;
}

.values-icon-about {
  flex-shrink: 0;
  width: 50px;
  height: 50px;
  background: var(--color-primary);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  color: var(--color-bg-primary);
}

.values-item-content-about {
  flex: 1;
}

.values-item-title-about {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-primary);
  margin-bottom: 0.5rem;
  font-weight: 600;
}

.values-item-text-about {
  font-size: clamp(0.85rem, 1.5vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.commitment-section-about {
  background: var(--color-bg-card);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.commitment-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
  max-width: 900px;
}

.commitment-header-about {
  text-align: center;
}

.commitment-label-about {
  display: inline-block;
  font-size: clamp(0.75rem, 1vw, 0.9rem);
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.commitment-title-about {
  font-size: clamp(1.5rem, 4vw, 2.75rem);
  font-family: var(--font-heading);
  color: var(--color-text-primary);
  margin-bottom: 1.5rem;
  font-weight: 700;
}

.commitment-text-about {
  font-size: clamp(0.9rem, 1.5vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.commitment-image-about {
  width: 100%;
  max-width: 900px;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  object-fit: cover;
  aspect-ratio: 16/9;
}

.disclaimer-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(2.5rem, 6vw, 4rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border-light);
}

.disclaimer-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  max-width: 850px;
}

.disclaimer-header-about {
  display: flex;
  flex-direction: row;
  gap: 1rem;
  align-items: flex-start;
}

.disclaimer-icon-about {
  flex-shrink: 0;
  font-size: 1.5rem;
  color: var(--color-primary);
  margin-top: 0.25rem;
}

.disclaimer-title-about {
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  color: var(--color-text-primary);
  font-weight: 600;
}

.disclaimer-text-about {
  font-size: clamp(0.85rem, 1.5vw, 0.95rem);
  color: var(--color-text-muted);
  line-height: 1.7;
  margin-top: 0.5rem;
}

@media (min-width: 768px) {
  .hero-section-about {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }

  .hero-content-about {
    gap: clamp(2.5rem, 6vw, 4rem);
  }

  .mission-section-about {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }

  .approach-section-about {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }

  .approach-grid-about {
    gap: clamp(2rem, 4vw, 3rem);
  }

  .approach-card-about {
    flex: 1 1 calc(50% - 1.5rem);
  }

  .values-section-about {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }

  .commitment-section-about {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }

  .disclaimer-section-about {
    padding: clamp(3rem, 8vw, 5rem) 0;
  }
}

@media (min-width: 1024px) {
  .approach-card-about {
    flex: 1 1 calc(33.333% - 1.5rem);
  }
}

@media (max-width: 640px) {
  .values-item-about {
    gap: 1rem;
  }

  .values-icon-about {
    width: 45px;
    height: 45px;
    font-size: 1.25rem;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary), sans-serif;
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading), sans-serif;
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

a {
  color: var(--color-accent);
  text-decoration: none;
  transition: all 0.3s ease;
}

a:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.hero-section-michael-lam {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-michael-lam {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.hero-text-michael-lam {
  flex: 1 1 50%;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 2vw, 1.5rem);
}

.hero-name-michael-lam {
  color: var(--color-text-primary);
  font-size: clamp(2rem, 6vw + 1rem, 4rem);
  line-height: 1.2;
  font-weight: 800;
  letter-spacing: -0.02em;
}

.hero-title-michael-lam {
  color: var(--color-accent);
  font-size: clamp(1rem, 2.5vw + 0.5rem, 1.75rem);
  font-weight: 600;
  font-family: var(--font-heading), sans-serif;
}

.hero-subtitle-michael-lam {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1.5vw + 0.5rem, 1.125rem);
  line-height: 1.6;
  max-width: 500px;
}

.hero-image-michael-lam {
  flex: 1 1 50%;
  display: flex;
  justify-content: center;
  align-items: center;
}

.author-photo-michael-lam {
  width: 100%;
  height: auto;
  max-width: 400px;
  border-radius: 8px;
  object-fit: cover;
  box-shadow: 0 10px 40px rgba(251, 113, 133, 0.2);
}

@media (max-width: 768px) {
  .hero-content-michael-lam {
    flex-direction: column;
    gap: clamp(1.5rem, 4vw, 2.5rem);
  }

  .hero-text-michael-lam {
    flex: 1 1 100%;
    text-align: center;
  }

  .hero-image-michael-lam {
    flex: 1 1 100%;
  }

  .author-photo-michael-lam {
    max-width: 300px;
  }
}

.about-section-michael-lam {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.about-content-michael-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
}

.about-header-michael-lam {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  text-align: center;
}

.about-label-michael-lam {
  color: var(--color-accent);
  font-size: clamp(0.75rem, 1vw + 0.4rem, 0.95rem);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-family: var(--font-heading), sans-serif;
}

.about-title-michael-lam {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  line-height: 1.2;
}

.about-text-michael-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(1.25rem, 3vw, 2rem);
  max-width: 900px;
  margin: 0 auto;
}

.about-text-michael-lam p {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.8;
}

.credentials-section-michael-lam {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.credentials-content-michael-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3.5rem);
}

.credentials-header-michael-lam {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  text-align: center;
}

.credentials-label-michael-lam {
  color: var(--color-accent);
  font-size: clamp(0.75rem, 1vw + 0.4rem, 0.95rem);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-family: var(--font-heading), sans-serif;
}

.credentials-title-michael-lam {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  line-height: 1.2;
}

.credentials-list-michael-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  max-width: 1000px;
  margin: 0 auto;
  width: 100%;
}

.credential-item-michael-lam {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 4vw, 2.5rem);
  align-items: flex-start;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 4vw, 2.5rem);
  border-radius: 8px;
  border-left: 4px solid var(--color-accent);
}

.credential-number-michael-lam {
  color: var(--color-accent);
  font-size: clamp(1.5rem, 3vw, 2.5rem);
  font-weight: 800;
  font-family: var(--font-heading), sans-serif;
  flex-shrink: 0;
  min-width: 60px;
}

.credential-details-michael-lam {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.credential-role-michael-lam {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.5rem);
  line-height: 1.4;
}

.credential-desc-michael-lam {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.7;
}

@media (max-width: 768px) {
  .credential-item-michael-lam {
    flex-direction: column;
    gap: 1rem;
  }

  .credential-number-michael-lam {
    min-width: auto;
  }
}

.expertise-section-michael-lam {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.expertise-content-michael-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3.5rem);
}

.expertise-header-michael-lam {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  text-align: center;
}

.expertise-label-michael-lam {
  color: var(--color-accent);
  font-size: clamp(0.75rem, 1vw + 0.4rem, 0.95rem);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-family: var(--font-heading), sans-serif;
}

.expertise-title-michael-lam {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  line-height: 1.2;
}

.expertise-split-michael-lam {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 4vw, 3rem);
  flex-wrap: wrap;
  justify-content: center;
}

.expertise-block-michael-lam {
  flex: 1 1 calc(50% - clamp(0.75rem, 2vw, 1.5rem));
  min-width: 280px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 4vw, 2.5rem);
  border-radius: 8px;
  border-top: 3px solid var(--color-accent);
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.expertise-block-title-michael-lam {
  color: var(--color-text-primary);
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.5rem);
  line-height: 1.4;
  font-family: var(--font-heading), sans-serif;
}

.expertise-block-michael-lam p {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.7;
}

@media (max-width: 768px) {
  .expertise-split-michael-lam {
    flex-direction: column;
  }

  .expertise-block-michael-lam {
    flex: 1 1 100%;
  }
}

.articles-section-michael-lam {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.articles-content-michael-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3.5rem);
}

.articles-header-michael-lam {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  text-align: center;
}

.articles-label-michael-lam {
  color: var(--color-accent);
  font-size: clamp(0.75rem, 1vw + 0.4rem, 0.95rem);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-family: var(--font-heading), sans-serif;
}

.articles-title-michael-lam {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  line-height: 1.2;
}

.articles-subtitle-michael-lam {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1.5vw + 0.5rem, 1.125rem);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.6;
}

.articles-cards-michael-lam {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 4vw, 2.5rem);
  justify-content: center;
}

.article-card-michael-lam {
  flex: 1 1 calc(50% - clamp(0.75rem, 2vw, 1.25rem));
  min-width: 280px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 4vw, 2.5rem);
  border-radius: 8px;
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  transition: all 0.3s ease;
  border: 1px solid rgba(251, 113, 133, 0.1);
}

.article-card-michael-lam:hover {
  transform: translateY(-4px);
  border-color: var(--color-accent);
  box-shadow: 0 8px 32px rgba(251, 113, 133, 0.15);
}

.article-icon-michael-lam {
  color: var(--color-accent);
  font-size: clamp(2rem, 4vw, 3rem);
  display: flex;
  align-items: center;
  height: auto;
}

.article-card-title-michael-lam {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 2vw + 0.5rem, 1.5rem);
  line-height: 1.4;
  font-family: var(--font-heading), sans-serif;
}

.article-card-desc-michael-lam {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.7;
  flex-grow: 1;
}

.article-link-michael-lam {
  color: var(--color-accent);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  transition: all 0.3s ease;
  font-family: var(--font-heading), sans-serif;
}

.article-link-michael-lam:hover {
  color: var(--color-accent-hover);
  transform: translateX(4px);
}

@media (max-width: 768px) {
  .article-card-michael-lam {
    flex: 1 1 100%;
  }
}

.cta-section-michael-lam {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.cta-content-michael-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 4vw, 2.5rem);
  align-items: center;
}

.cta-box-michael-lam {
  background: var(--color-bg-card);
  padding: clamp(2rem, 6vw, 4rem);
  border-radius: 8px;
  text-align: center;
  max-width: 700px;
  border: 1px solid rgba(251, 113, 133, 0.15);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 3vw, 1.75rem);
}

.cta-title-michael-lam {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  line-height: 1.3;
  font-family: var(--font-heading), sans-serif;
}

.cta-text-michael-lam {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1.5vw + 0.5rem, 1.125rem);
  line-height: 1.7;
}

.cta-buttons-michael-lam {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 3vw, 1.5rem);
  justify-content: center;
  flex-wrap: wrap;
}

.cta-btn-primary-michael-lam,
.cta-btn-secondary-michael-lam {
  padding: clamp(0.75rem, 2vw, 1.25rem) clamp(1.25rem, 4vw, 2rem);
  border-radius: 6px;
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  font-weight: 600;
  font-family: var(--font-heading), sans-serif;
  transition: all 0.3s ease;
  display: inline-block;
  text-decoration: none;
  cursor: pointer;
  border: none;
}

.cta-btn-primary-michael-lam {
  background: var(--color-accent);
  color: var(--color-text-primary);
}

.cta-btn-primary-michael-lam:hover {
  background: var(--color-accent-hover);
  color: var(--color-text-primary);
  text-decoration: none;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(251, 113, 133, 0.3);
}

.cta-btn-secondary-michael-lam {
  background: transparent;
  color: var(--color-accent);
  border: 2px solid var(--color-accent);
}

.cta-btn-secondary-michael-lam:hover {
  background: var(--color-accent);
  color: var(--color-text-primary);
  text-decoration: none;
  transform: translateY(-2px);
}

@media (max-width: 768px) {
  .cta-buttons-michael-lam {
    flex-direction: column;
  }

  .cta-btn-primary-michael-lam,
  .cta-btn-secondary-michael-lam {
    width: 100%;
    text-align: center;
  }
}

.company-section-michael-lam {
  background: var(--color-bg-tertiary);
  padding: clamp(2rem, 6vw, 4rem) 0;
  overflow: hidden;
}

.company-content-michael-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 3vw, 2rem);
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
}

.company-info-michael-lam {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.company-heading-michael-lam {
  color: var(--color-text-primary);
  font-size: clamp(1.25rem, 3vw + 0.5rem, 1.75rem);
  line-height: 1.4;
  font-family: var(--font-heading), sans-serif;
}

.company-text-michael-lam {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.7;
}

@media (min-width: 768px) {
  .hero-section-michael-lam {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }

  .about-section-michael-lam {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }

  .credentials-section-michael-lam {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }

  .expertise-section-michael-lam {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }

  .articles-section-michael-lam {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }

  .cta-section-michael-lam {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }
}

@media (min-width: 1024px) {
  .hero-content-michael-lam {
    gap: clamp(3rem, 8vw, 5rem);
  }

  .credential-item-michael-lam {
    gap: 3rem;
  }

  .expertise-block-michael-lam {
    flex: 1 1 calc(50% - 1.5rem);
  }

  .article-card-michael-lam {
    flex: 1 1 calc(50% - 1.25rem);
  }
}

.faq-page {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.faq-hero {
  padding: var(--spacing-lg) var(--spacing-md);
  background-color: var(--color-bg-secondary);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
  align-items: center;
}

.faq-hero-content {
  order: 2;
}

.faq-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 5vw, 2.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
  line-height: 1.2;
}

.faq-hero-subtitle {
  font-size: clamp(0.95rem, 2vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

.faq-hero img {
  width: 100%;
  height: auto;
  display: block;
  border-radius: var(--radius-lg);
  order: 1;
}

@media (min-width: 768px) {
  .faq-hero {
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-2xl);
    padding: var(--spacing-2xl) var(--spacing-lg);
  }

  .faq-hero-content {
    order: 1;
  }

  .faq-hero img {
    order: 2;
  }
}

@media (min-width: 1024px) {
  .faq-hero {
    padding: var(--spacing-3xl) var(--spacing-2xl);
  }

  .faq-hero-title {
    font-size: clamp(2rem, 4vw, 2.75rem);
  }
}

.faq-accordion {
  padding: var(--spacing-lg) var(--spacing-md);
  background-color: var(--color-bg-primary);
  overflow: hidden;
}

.faq-container {
  max-width: 800px;
  margin: 0 auto;
}

.faq-item {
  margin-bottom: var(--spacing-md);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-md);
  overflow: hidden;
  background-color: var(--color-bg-card);
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition-base);
}

.faq-item:hover {
  box-shadow: var(--shadow-md);
}

.faq-question {
  width: 100%;
  padding: var(--spacing-md);
  background-color: var(--color-bg-card);
  border: none;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  font-weight: 600;
  color: var(--color-text-primary);
  transition: background-color var(--transition-base);
}

.faq-question:hover {
  background-color: var(--color-bg-tertiary);
}

.faq-question-text {
  text-align: left;
  flex: 1;
}

.faq-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  background-color: var(--color-primary-light);
  color: var(--color-primary);
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: 1.2rem;
  flex-shrink: 0;
  margin-left: var(--spacing-md);
  transition: transform var(--transition-base), background-color var(--transition-base);
}

.faq-question.active .faq-icon {
  transform: rotate(45deg);
  background-color: var(--color-primary);
  color: white;
}

.faq-answer {
  display: none;
  padding: 0 var(--spacing-md) var(--spacing-md) var(--spacing-md);
  background-color: var(--color-bg-card);
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.5vw, 1rem);
  line-height: 1.7;
}

.faq-answer.active {
  display: block;
  animation: slideDown var(--transition-base);
}

@keyframes slideDown {
  from {
    opacity: 0;
    transform: translateY(-10px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.faq-answer p {
  margin: 0;
}

@media (min-width: 768px) {
  .faq-accordion {
    padding: var(--spacing-2xl) var(--spacing-lg);
  }

  .faq-item {
    margin-bottom: var(--spacing-lg);
  }

  .faq-question {
    padding: var(--spacing-lg);
    font-size: 1.1rem;
  }

  .faq-answer {
    padding: 0 var(--spacing-lg) var(--spacing-lg) var(--spacing-lg);
    font-size: 1rem;
  }
}

@media (min-width: 1024px) {
  .faq-accordion {
    padding: var(--spacing-3xl) var(--spacing-2xl);
  }
}

.faq-cta {
  padding: var(--spacing-lg) var(--spacing-md);
  background-color: var(--color-bg-secondary);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
  align-items: center;
}

.faq-cta-content {
  order: 2;
}

.faq-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw, 2.2rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
  line-height: 1.3;
}

.faq-cta-text {
  font-size: clamp(0.95rem, 1.5vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin-bottom: var(--spacing-lg);
}

.faq-cta-button {
  display: inline-block;
  padding: var(--spacing-sm) var(--spacing-lg);
  background-color: var(--color-primary);
  color: white;
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: clamp(0.95rem, 1.5vw, 1.05rem);
  transition: background-color var(--transition-base), transform var(--transition-base);
  border: none;
  cursor: pointer;
}

.faq-cta-button:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
}

.faq-cta img {
  width: 100%;
  height: auto;
  display: block;
  border-radius: var(--radius-lg);
  order: 1;
}

@media (min-width: 768px) {
  .faq-cta {
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-2xl);
    padding: var(--spacing-2xl) var(--spacing-lg);
  }

  .faq-cta-content {
    order: 1;
  }

  .faq-cta img {
    order: 2;
  }
}

@media (min-width: 1024px) {
  .faq-cta {
    padding: var(--spacing-3xl) var(--spacing-2xl);
  }

  .faq-cta-title {
    font-size: 2.5rem;
  }
}

.faq-resources {
  padding: var(--spacing-lg) var(--spacing-md);
  background-color: var(--color-bg-primary);
  overflow: hidden;
}

.faq-resources-content {
  max-width: 900px;
  margin: 0 auto;
}

.faq-resources-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw, 2.2rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
  text-align: center;
}

.faq-resources-text {
  font-size: clamp(0.95rem, 1.5vw, 1.05rem);
  color: var(--color-text-secondary);
  text-align: center;
  margin-bottom: var(--spacing-lg);
  line-height: 1.6;
}

.faq-resources-links {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-md);
}

.faq-resource-link {
  display: block;
  padding: var(--spacing-md);
  background-color: var(--color-bg-card);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-md);
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.95rem, 1.5vw, 1.05rem);
  transition: all var(--transition-base);
  box-shadow: var(--shadow-sm);
}

.faq-resource-link:hover {
  background-color: var(--color-primary-light);
  color: var(--color-primary);
  border-color: var(--color-primary);
  box-shadow: var(--shadow-md);
  transform: translateX(4px);
}

@media (min-width: 768px) {
  .faq-resources {
    padding: var(--spacing-2xl) var(--spacing-lg);
  }

  .faq-resources-links {
    grid-template-columns: 1fr 1fr;
  }
}

@media (min-width: 1024px) {
  .faq-resources {
    padding: var(--spacing-3xl) var(--spacing-2xl);
  }

  .faq-resources-title {
    font-size: 2.5rem;
  }

  .faq-resources-links {
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-lg);
  }
}

.services-page {
  background-color: var(--color-bg-primary);
}

.services-hero {
  background-color: var(--color-bg-secondary);
  padding: 3rem var(--spacing-md);
  overflow: hidden;
}

.services-hero-content {
  max-width: 900px;
  margin: 0 auto;
}

.services-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw + 0.5rem, 3.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
  line-height: 1.2;
}

.services-hero-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

@media (min-width: 768px) {
  .services-hero {
    padding: 5rem var(--spacing-lg);
  }
}

@media (min-width: 1024px) {
  .services-hero {
    padding: 6rem var(--spacing-xl);
  }
}

.services-grid-section {
  background-color: var(--color-bg-primary);
  padding: 3rem var(--spacing-md);
  overflow: hidden;
}

.services-container {
  max-width: 1200px;
  margin: 0 auto;
}

.services-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
}

@media (min-width: 768px) {
  .services-grid {
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-xl);
  }
}

@media (min-width: 1024px) {
  .services-grid {
    grid-template-columns: repeat(4, 1fr);
    gap: var(--spacing-lg);
  }
  
  .services-grid-section {
    padding: 5rem var(--spacing-lg);
  }
}

.service-card {
  background-color: var(--color-bg-card);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  padding: var(--spacing-lg);
  display: flex;
  flex-direction: column;
  transition: var(--transition-base);
  box-shadow: var(--shadow-sm);
}

.service-card:hover {
  border-color: var(--color-primary);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.service-card-icon {
  font-size: 2.5rem;
  color: var(--color-primary);
  margin-bottom: var(--spacing-md);
  display: inline-block;
  width: auto;
}

.service-card-title {
  font-family: var(--font-heading);
  font-size: clamp(1.125rem, 2vw + 0.5rem, 1.375rem);
  font-weight: 600;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-sm) 0;
  line-height: 1.3;
}

.service-card-description {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0 0 var(--spacing-md) 0;
  line-height: 1.6;
  flex-grow: 1;
}

.service-card-link {
  display: inline-block;
  font-family: var(--font-primary);
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--color-primary);
  text-decoration: none;
  padding: var(--spacing-sm) 0;
  border-bottom: 2px solid transparent;
  transition: var(--transition-fast);
}

.service-card-link:hover {
  border-bottom-color: var(--color-primary);
  color: var(--color-primary-hover);
}

.services-cta-section {
  background-color: var(--color-bg-secondary);
  padding: 3rem var(--spacing-md);
  overflow: hidden;
}

.services-cta-content {
  max-width: 700px;
  margin: 0 auto;
  text-align: center;
}

.services-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
  line-height: 1.2;
}

.services-cta-description {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  margin: 0 0 var(--spacing-lg) 0;
  line-height: 1.6;
}

.services-cta-button {
  display: inline-block;
  font-family: var(--font-primary);
  font-size: 1rem;
  font-weight: 600;
  color: white;
  background-color: var(--color-primary);
  padding: var(--spacing-md) var(--spacing-xl);
  border-radius: var(--radius-md);
  text-decoration: none;
  transition: var(--transition-base);
  border: 2px solid var(--color-primary);
}

.services-cta-button:hover {
  background-color: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
}

@media (min-width: 768px) {
  .services-cta-section {
    padding: 5rem var(--spacing-lg);
  }
}

@media (min-width: 1024px) {
  .services-cta-section {
    padding: 6rem var(--spacing-xl);
  }
}

.finance-docs {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.finance-docs .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--spacing-md);
}

.finance-docs .content {
  max-width: 800px;
  margin: 0 auto;
  padding: var(--spacing-3xl) var(--spacing-md);
}

.finance-docs h1 {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-family: var(--font-heading);
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
  font-weight: 700;
  line-height: 1.2;
}

.finance-docs .updated-date {
  font-size: clamp(0.85rem, 0.9vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  margin-bottom: var(--spacing-2xl);
  font-style: italic;
}

.finance-docs h2 {
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-family: var(--font-heading);
  color: var(--color-primary);
  margin-top: var(--spacing-2xl);
  margin-bottom: var(--spacing-md);
  font-weight: 700;
  line-height: 1.3;
}

.finance-docs p {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.7;
  margin-bottom: var(--spacing-md);
}

.finance-docs ul {
  list-style: none;
  padding-left: var(--spacing-md);
  margin-bottom: var(--spacing-md);
}

.finance-docs li {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.7;
  margin-bottom: var(--spacing-sm);
  padding-left: var(--spacing-md);
  position: relative;
}

.finance-docs li:before {
  content: "";
  color: var(--color-primary);
  font-weight: bold;
  position: absolute;
  left: 0;
}

.finance-docs .contact-section {
  background-color: var(--color-bg-secondary);
  padding: var(--spacing-2xl);
  border-radius: var(--radius-md);
  margin-top: var(--spacing-3xl);
  border: 1px solid var(--color-border-light);
}

.finance-docs .contact-section h2 {
  color: var(--color-primary);
  margin-top: 0;
}

.finance-docs .contact-section p {
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-sm);
}

.finance-docs .contact-section strong {
  color: var(--color-text-primary);
  font-weight: 600;
}

@media (min-width: 768px) {
  .finance-docs .content {
    padding: var(--spacing-3xl) var(--spacing-lg);
  }

  .finance-docs h2 {
    margin-top: var(--spacing-3xl);
  }
}

@media (min-width: 1024px) {
  .finance-docs .content {
    padding: var(--spacing-3xl) var(--spacing-xl);
  }

  .finance-docs .contact-section {
    padding: var(--spacing-3xl);
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  height: 100%;
  width: 100%;
}

body {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  overflow-x: hidden;
}

main.thank-page {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 100vh;
  width: 100%;
  padding: var(--spacing-md);
}

.thank-section {
  width: 100%;
  background-color: var(--color-bg-primary);
  padding: var(--spacing-2xl) 0;
  overflow: hidden;
}

.container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--spacing-md);
}

.content {
  width: 100%;
  max-width: 800px;
  margin: 0 auto;
}

.thank-wrapper {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: var(--spacing-lg);
}

.thank-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--spacing-lg);
  animation: icon-bounce 0.6s ease-out;
}

.thank-icon svg {
  color: var(--color-success);
  width: 80px;
  height: 80px;
  filter: drop-shadow(0 4px 6px rgba(0, 0, 0, 0.1));
}

@keyframes icon-bounce {
  0% {
    opacity: 0;
    transform: scale(0.5) translateY(-20px);
  }
  50% {
    transform: scale(1.1);
  }
  100% {
    opacity: 1;
    transform: scale(1) translateY(0);
  }
}

h1 {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
  letter-spacing: -0.5px;
}

.lead-text {
  font-size: clamp(1rem, 1.2vw + 0.5rem, 1.25rem);
  color: var(--color-text-primary);
  line-height: 1.8;
  margin-bottom: var(--spacing-lg);
  font-weight: 500;
}

.description-text {
  font-size: clamp(0.95rem, 1vw + 0.4rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: var(--spacing-md);
}

.next-steps-text {
  font-size: clamp(0.95rem, 1vw + 0.4rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: var(--spacing-2xl);
}

.btn-primary {
  display: inline-block;
  padding: var(--spacing-sm) var(--spacing-xl);
  background-color: var(--color-primary);
  color: #ffffff;
  text-decoration: none;
  font-size: clamp(0.95rem, 1vw + 0.4rem, 1.1rem);
  font-weight: 600;
  border-radius: var(--radius-md);
  border: 2px solid var(--color-primary);
  transition: var(--transition-base);
  cursor: pointer;
  font-family: var(--font-primary);
  box-shadow: var(--shadow-md);
  margin-top: var(--spacing-md);
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-primary:focus {
  outline: 2px solid var(--color-primary);
  outline-offset: 2px;
}

.btn-primary:active {
  transform: translateY(0);
}

@media (min-width: 768px) {
  .thank-wrapper {
    padding: var(--spacing-2xl);
  }

  .thank-icon svg {
    width: 100px;
    height: 100px;
  }

  h1 {
    margin-bottom: var(--spacing-lg);
  }

  .lead-text {
    margin-bottom: var(--spacing-xl);
  }

  .description-text {
    margin-bottom: var(--spacing-lg);
  }

  .next-steps-text {
    margin-bottom: var(--spacing-3xl);
  }
}

@media (min-width: 1024px) {
  main.thank-page {
    padding: var(--spacing-3xl) var(--spacing-md);
  }

  .thank-section {
    padding: var(--spacing-3xl) 0;
  }

  .thank-wrapper {
    padding: var(--spacing-3xl);
  }

  .thank-icon svg {
    width: 120px;
    height: 120px;
  }
}

.error-page {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 100vh;
  background-color: var(--color-bg-primary);
}

.error-section {
  width: 100%;
  padding: var(--spacing-lg) var(--spacing-md);
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--spacing-md);
}

.content {
  width: 100%;
  max-width: 800px;
  margin: 0 auto;
}

.error-wrapper {
  text-align: center;
  animation: fadeInUp 0.8s ease-out;
}

.error-code-container {
  position: relative;
  margin-bottom: var(--spacing-2xl);
}

.error-code {
  display: block;
  font-size: clamp(4rem, 12vw, 8rem);
  font-weight: 900;
  font-family: var(--font-heading);
  color: var(--color-primary);
  letter-spacing: -0.02em;
  line-height: 1;
  text-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
  animation: scaleIn 0.6s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.error-decoration {
  width: clamp(60px, 15vw, 120px);
  height: 4px;
  background: linear-gradient(90deg, transparent, var(--color-primary), transparent);
  margin: var(--spacing-lg) auto 0;
  border-radius: var(--radius-full);
  animation: slideIn 0.8s ease-out 0.2s backwards;
}

.error-title {
  font-size: clamp(1.5rem, 5vw, 2.5rem);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
  letter-spacing: -0.01em;
}

.error-description {
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  font-family: var(--font-primary);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin: 0 0 var(--spacing-2xl) 0;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.error-content-box {
  background-color: var(--color-bg-card);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  padding: var(--spacing-lg);
  margin-bottom: var(--spacing-2xl);
  animation: fadeInUp 0.8s ease-out 0.2s backwards;
}

.error-subtitle {
  font-size: clamp(1.1rem, 2.5vw, 1.4rem);
  font-family: var(--font-heading);
  font-weight: 600;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-sm) 0;
}

.error-content-box p {
  font-size: clamp(0.9rem, 1vw, 1rem);
  font-family: var(--font-primary);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
}

.btn {
  display: inline-block;
  padding: var(--spacing-md) var(--spacing-2xl);
  font-size: clamp(0.95rem, 1vw, 1.05rem);
  font-family: var(--font-primary);
  font-weight: 600;
  text-decoration: none;
  border-radius: var(--radius-md);
  border: none;
  cursor: pointer;
  transition: all var(--transition-base);
  margin-bottom: var(--spacing-xl);
  animation: fadeInUp 0.8s ease-out 0.4s backwards;
}

.btn-primary {
  background-color: var(--color-primary);
  color: white;
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-primary:active {
  transform: translateY(0);
}

.error-footer-text {
  margin-top: var(--spacing-xl);
  animation: fadeInUp 0.8s ease-out 0.5s backwards;
}

.footer-note {
  font-size: clamp(0.85rem, 0.9vw, 0.95rem);
  font-family: var(--font-primary);
  color: var(--color-text-muted);
  line-height: 1.6;
  margin: 0;
  font-style: italic;
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes scaleIn {
  from {
    opacity: 0;
    transform: scale(0.9);
  }
  to {
    opacity: 1;
    transform: scale(1);
  }
}

@keyframes slideIn {
  from {
    opacity: 0;
    width: 0;
  }
  to {
    opacity: 1;
    width: clamp(60px, 15vw, 120px);
  }
}

@media (min-width: 768px) {
  .error-section {
    padding: var(--spacing-xl) var(--spacing-md);
  }

  .error-code-container {
    margin-bottom: var(--spacing-3xl);
  }

  .error-content-box {
    padding: var(--spacing-2xl);
  }
}

@media (min-width: 1024px) {
  .error-section {
    padding: var(--spacing-2xl) var(--spacing-md);
  }

  .error-code-container {
    margin-bottom: var(--spacing-3xl);
  }

  .error-content-box {
    padding: var(--spacing-2xl) var(--spacing-3xl);
  }

  .btn {
    font-size: 1.05rem;
    padding: var(--spacing-md) var(--spacing-3xl);
  }
}

.contact-say-hello {
  width: 100%;
  background-color: var(--color-bg-primary);
}

.contact-say-hello-hero {
  width: 100%;
  background-color: var(--color-bg-secondary);
  padding: var(--spacing-2xl) 0;
  overflow: hidden;
}

.contact-say-hello-hero-content {
  width: 100%;
  text-align: center;
}

.contact-say-hello-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
  letter-spacing: -0.5px;
}

.contact-say-hello-hero-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  max-width: 700px;
  margin: 0 auto;
}

@media (min-width: 768px) {
  .contact-say-hello-hero {
    padding: var(--spacing-3xl) 0;
  }

  .contact-say-hello-hero-title {
    margin-bottom: var(--spacing-lg);
  }
}

@media (min-width: 1024px) {
  .contact-say-hello-hero {
    padding: 5rem 0;
  }
}

.contact-say-hello-main {
  width: 100%;
  background-color: var(--color-bg-primary);
  padding: var(--spacing-2xl) 0;
  overflow: hidden;
}

.contact-say-hello-main-content {
  width: 100%;
}

.contact-say-hello-grid {
  display: flex;
  flex-wrap: wrap;
  gap: var(--spacing-2xl);
}

.contact-say-hello-form-wrapper {
  flex: 1 1 100%;
  min-width: 0;
}

.contact-say-hello-info-wrapper {
  flex: 1 1 100%;
  min-width: 0;
}

@media (min-width: 768px) {
  .contact-say-hello-main {
    padding: var(--spacing-3xl) 0;
  }

  .contact-say-hello-grid {
    gap: var(--spacing-3xl);
  }

  .contact-say-hello-form-wrapper {
    flex: 1 1 45%;
  }

  .contact-say-hello-info-wrapper {
    flex: 1 1 45%;
  }
}

@media (min-width: 1024px) {
  .contact-say-hello-main {
    padding: 5rem 0;
  }

  .contact-say-hello-grid {
    gap: 4rem;
  }
}

.contact-say-hello-form-header {
  margin-bottom: var(--spacing-xl);
}

.contact-say-hello-form-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-sm);
}

.contact-say-hello-form-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.contact-say-hello-form {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: var(--spacing-lg);
}

.contact-say-hello-form-row {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.contact-say-hello-label {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  font-weight: 600;
  color: var(--color-text-primary);
}

.contact-say-hello-input,
.contact-say-hello-textarea {
  width: 100%;
  padding: var(--spacing-sm) var(--spacing-md);
  background-color: var(--color-bg-card);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-md);
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-primary);
  transition: var(--transition-base);
}

.contact-say-hello-input::placeholder,
.contact-say-hello-textarea::placeholder {
  color: var(--color-text-muted);
}

.contact-say-hello-input:focus,
.contact-say-hello-textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  background-color: var(--color-bg-card);
  box-shadow: 0 0 0 3px rgba(var(--color-primary), 0.1);
}

.contact-say-hello-textarea {
  min-height: 140px;
  resize: vertical;
  max-height: 400px;
}

.contact-say-hello-form-consent {
  background-color: var(--color-bg-tertiary);
  padding: var(--spacing-md);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-primary);
}

.contact-say-hello-consent-text {
  font-family: var(--font-primary);
  font-size: clamp(0.8rem, 1vw, 0.9rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

.contact-say-hello-consent-link {
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  transition: var(--transition-fast);
}

.contact-say-hello-consent-link:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.contact-say-hello-submit {
  width: 100%;
  padding: var(--spacing-md) var(--spacing-lg);
  background-color: var(--color-primary);
  color: var(--color-text-primary);
  border: none;
  border-radius: var(--radius-md);
  font-family: var(--font-heading);
  font-size: clamp(0.95rem, 1vw, 1.05rem);
  font-weight: 700;
  cursor: pointer;
  transition: var(--transition-base);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.contact-say-hello-submit:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.contact-say-hello-submit:active {
  transform: translateY(0);
}

@media (min-width: 768px) {
  .contact-say-hello-submit {
    width: auto;
  }
}

.contact-say-hello-info-header {
  margin-bottom: var(--spacing-xl);
}

.contact-say-hello-info-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-sm);
}

.contact-say-hello-info-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.contact-say-hello-info-list {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-xl);
  margin-bottom: var(--spacing-2xl);
}

.contact-say-hello-info-item {
  display: flex;
  gap: var(--spacing-lg);
  align-items: flex-start;
}

.contact-say-hello-info-icon {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  background-color: var(--color-primary-light);
  border-radius: var(--radius-lg);
  flex-shrink: 0;
}

.contact-say-hello-info-icon i {
  font-size: 1.5rem;
  color: var(--color-primary);
}

.contact-say-hello-info-content {
  flex: 1;
  min-width: 0;
}

.contact-say-hello-info-label {
  font-family: var(--font-heading);
  font-size: clamp(0.95rem, 1vw, 1.1rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-xs);
}

.contact-say-hello-info-value {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

.contact-say-hello-info-cta {
  background-color: var(--color-bg-tertiary);
  padding: var(--spacing-lg);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border-light);
}

.contact-say-hello-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1rem, 2vw, 1.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-sm);
}

.contact-say-hello-cta-text {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin-bottom: var(--spacing-md);
}

.contact-say-hello-cta-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.contact-say-hello-cta-list li {
  display: block;
}

.contact-say-hello-cta-link {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  transition: var(--transition-fast);
  display: inline-flex;
  align-items: center;
  gap: var(--spacing-xs);
}

.contact-say-hello-cta-link:before {
  content: "";
  transition: var(--transition-fast);
}

.contact-say-hello-cta-link:hover {
  color: var(--color-primary-hover);
}

.contact-say-hello-cta-link:hover:before {
  transform: translateX(4px);
}

.contact-say-hello-faq {
  width: 100%;
  background-color: var(--color-bg-secondary);
  padding: var(--spacing-2xl) 0;
  overflow: hidden;
}

.contact-say-hello-faq-content {
  width: 100%;
  text-align: center;
}

.contact-say-hello-faq-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
}

.contact-say-hello-faq-intro {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin-bottom: var(--spacing-lg);
}

.contact-say-hello-faq-link {
  display: inline-flex;
  align-items: center;
  gap: var(--spacing-sm);
  padding: var(--spacing-md) var(--spacing-lg);
  background-color: var(--color-primary);
  color: var(--color-text-primary);
  text-decoration: none;
  border-radius: var(--radius-md);
  font-family: var(--font-heading);
  font-size: clamp(0.9rem, 1vw, 1rem);
  font-weight: 700;
  transition: var(--transition-base);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.contact-say-hello-faq-link:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.contact-say-hello-faq-link:after {
  content: "";
}

@media (min-width: 768px) {
  .contact-say-hello-faq {
    padding: var(--spacing-3xl) 0;
  }

  .contact-say-hello-faq-title {
    margin-bottom: var(--spacing-lg);
  }
}

@media (min-width: 1024px) {
  .contact-say-hello-faq {
    padding: 5rem 0;
  }
}

@media (max-width: 767px) {
  .contact-say-hello-grid {
    flex-direction: column;
  }

  .contact-say-hello-form-wrapper,
  .contact-say-hello-info-wrapper {
    flex: 1 1 100%;
  }
}

@media (prefers-reduced-motion: reduce) {
  .contact-say-hello-input:focus,
  .contact-say-hello-textarea:focus,
  .contact-say-hello-submit:hover,
  .contact-say-hello-cta-link:hover:before,
  .contact-say-hello-faq-link:hover {
    transition: none;
    transform: none;
  }
}
.header-reserve-vault-mobile-close,.header-reserve-vault-mobile-toggle{
  width: 34px;
}

.header-reserve-vault-desktop-nav{
  justify-content: flex-end;
}

.portfolio-card{
  display: flex;
  flex-direction: column !important;
}

.portfolio-card__content{
  width: 100% !important;
}

.portfolio-card-content{
  width: 100% !important;
}

.hero-title-index{
  word-break: break-all;
}

.services-cards,.services-cards-container,.services-grid,.services-container{
  display: flex;
  flex-direction: column;
}

.content{
  display: block;
}

.container{
  display: block !important;
}

html{
  scroll-padding-top: 80px;
}

img{
  max-width: 100%;
  height: auto;
}

input,textarea,select{
  max-width: 100%;
  box-sizing: border-box;
}

#cookieBanner{
  max-width: 100%;
  box-sizing: border-box;
  padding-bottom: max(1rem, env(safe-area-inset-bottom));
}

.card img,.portfolio-card img,[class*="-card"] img{
  flex-shrink: 0;
  align-self: flex-start;
  max-width: 100%;
  height: auto;
}

.header-reserve-vault-mobile-menu{
  padding-top: max(env(safe-area-inset-top), 0px);
}
@media (max-width: 480px){
  .header-reserve-vault-mobile-menu{
    max-width: 100%;
  }
}

.header-reserve-vault-mobile-toggle[aria-expanded="true"]{
  display: none;
}

@media (max-width: 768px) {
  .featured-image_start {
    aspect-ratio: 6 / 9;
  }
  .card-image-wrapper-emergency-fund-hong-kong {
    aspect-ratio: 6 / 9;
  }
  .hero-visual-about {
    aspect-ratio: 6 / 9;
  }
  .commitment-image-about {
    aspect-ratio: 6 / 9;
  }
}